Best online package
Best online package
Our pick: Ally Bank
Why it's tops: High rates on savings and checking.

Ally pays 1.04% on the former, 0.5% to 0.9% on the latter. Unlimited ATM transaction reimbursements (many online banks set a cap). Same-day deposit available if you scan checks and submit online; a spokesperson hints that smartphone camera deposit is coming soon.

Bonus: While big banks are slashing debit rewards, Ally introduced a program in July.

Last updated August 31 2011: 9:56 AM ET
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America's most loyal bank customers

Despite mergers and the rise of online banking, these customers have held onto the same account for at least 40 years.

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