Heidi Staloch
Age: 40
Hometown: St Paul, Minn.
Annual cost of child care: $23,220
Cost of care as a percentage of annual income: 15%

I have three children, and they have been in child care since they were each about eight weeks old. When we were first hunting for a child care center, we were a little bit shocked at the cost. But 10 years later, the price has more than doubled.

My husband is a computer programmer and he has had periods when he was laid off. I'm an attorney, which helps because I have a higher wage. But even affording the child care on two-incomes remains really difficult for us with three children. Thank god my older children are in school now because having three in child care would have been $48,000 for the year.

Last updated September 22 2011: 6:03 PM ET
Child care costs: What do you pay?

In Massachusetts, the cost of child care for a two-parent, middle-class family averages 16% of their annual income. In Mississippi, costs average 7.3%. See how your state ranks.

Find Homes for sale
  • Property Type
  • Find a home in:
    New York | Atlanta | Chicago | Los Angeles
    Washington D.C | Houston | Philadelphia | More options
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.