Alliant is one of the largest credit unions in the United States. And while it's located in Illinois, residents in any state can join if they meet certain requirements.
To become a member, you need to either work for one of more than 175 qualifying companies and organizations, including Google, JetBlue and 1-800-Flowers, or simply make a one-time donation of $10 or more to Foster Care to Success.
The credit union offers a checking account with no monthly service fee and no minimum balance requirement.
While the basic free checking account doesn't pay interest automatically, you can easily earn a competitively high annual percentage yield, or APY, of 1.10% on your checking account if you opt out of paper statements and make at least one online deposit per month.
Customers can also access a nationwide network of more than 80,000 ATMs for use without charge.
Some banks are now charging you for talking to a human teller, forgetting to notify your bank of your new address, losing your credit card, or cashing in your loose coins.
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