Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

Clarksville, Tenn.
Clarksville, Tenn.
Clarksville, Tenn., is home to Austin Peay State University.
Population: 132,900
% over 50: 22%
Median home price: $136,000
Top state income tax: None*
Cost of living index: 88

This charming city near the Kentucky border boasts many grand 19th-century homes and historic buildings, but it isn't stuck in the past. Clarksville's three-year-old, 270-bed Gateway Medical Center offers cutting-edge specialty care in dozens of practice areas, from cardiology to oncology.

Home to Austin Peay State University, the city has a thriving arts scene, both on and off campus. Outdoor enthusiasts can cruise the Cumberland River or explore more than a dozen walking trails and state parks.

Small cities with so much to offer usually come at a premium. Yet retirees looking to downsize will be pleasantly surprised by the region's low cost of living.

Spacious new brick homes here sell for less than $150,000. Plus, there are no state taxes levied on Social Security, salaries, wages, IRAs, or pension income. There is, however, a 6% tax that is levied on stock dividends and interest from bonds and other obligations.

See complete data and interactive map for Clarksville

Demographic information provided by Onboard Informatics.
Median home price: Based on 2010 data.
Cost of living index: The national average is 100; the lower a place's number, the less expensive it is. An index value of 95 means the town's cost of living is 95% of the national median.
*Salaries, wages, Social Security, IRAs and pension income are not taxed. However, a 6% tax is levied on stock dividends and interest from bonds and other obligations.

Last updated September 16 2011: 12:56 PM ET
Join the Conversation
I bought my dream retirement home -- cheap!

Baby boomers are buying their dream retirement homes -- years before leaving the workforce.

Find Homes for sale
  • Property Type
  • Find a home in:
    New York | Atlanta | Chicago | Los Angeles
    Washington D.C | Houston | Philadelphia | More options