Opportunity Fund
Opportunity Fund
Kim Tran got help for her business, Bascom Cleaners, from the Opportunity Fund.
Headquarters: San Jose, Calif.
Number of loans: 148

Serving mainly women below the poverty line in the Bay Area, Opportunity Fund says it has lent $18 million directly to small businesses since its founding in 1995, stimulating $22 million in additional economic activity each year.

The organization disbursed 148 loans in 2008.

In addition to loans, the Opportunity Fund also provides IDAs, essentially ''micro savings accounts'' for small businesses. After the owners complete money management training and successfully save for six months, the nonprofit kicks in a few thousand dollars of free money as an incentive to save more.

Source: The top 10 largest microlenders were taken from the U.S. Microenterprise Census, conducted in 2009 by FIELD at the Aspen Institute. The list , which is the most recent from the Institute, presents results based on the number of microloans (loans of $35,000 or less) disbursed by 362 U.S. microlenders throughout fiscal year 2008.
Last updated July 15 2011: 3:46 PM ET
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