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Strengthened safety net
Name: Bob Mitcheff
Age: 45
Hometown: Wheaton, Ill.

I found better rates for our life, auto and homeowners insurance, saving us $1,600 per year. I should have done that a long time ago.

Second, just after the economy turned south, I moved my entire 401(k) balance into a money market fund, so I didn't lose 30%-40% of my balance like friends and co-workers did. Then when things leveled out, I slowly moved some of the funds back.

Tali Yahalom @Money - Last updated February 17 2012: 5:17 PM ET
Money 70: Funds to count on

Looking for a steady, long-term investing strategy? Check out the MONEY 70, funds that will keep your investments on course in 2012.

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