The promise: Puts your investment data on a single dashboard and recommends ways to optimize your portfolio.
Available on: Website, iPhone, Android
This site-and-app combo syncs with more than 90 brokerages to track your 401(k), IRA, and stock market investments.
You can also see charts breaking down your asset allocation and risk level.
What really sets SigFig apart from other investing tools, though, is that the service checks your portfolio weekly for hidden fees, overcharges, and underperforming funds, and suggests alternatives.
If there's an extra $10,000 in your budget, consider investing in low-cost index funds, buying a reliable used car or taking a European river cruise.