(FORTUNE Magazine) – ''They kept sending me cards, so I figured I must have been okay. Either that, or they were awfully slow.'' - RICHARD ADOLPSON, 59, an Iowa security guard who earns about $22,000 a year, after running up $35,250 in debt on 12 credit cards before filing for bankruptcy. ''So long as those (political) obstacles exist, there will be no normal development of Soviet-U.S. trade and other economic ties on a large scale. This is regrettable, but we are not going to beg the United States for anything.'' - MIKHAIL S. GORBACHEV, 54, Soviet leader, to a group of visiting U.S. businessmen. ''The nicotine in cigarette tobacco is an addictive drug. If I had my way, I would certainly ban advertising.'' - C. EVERETT KOOP, 69, Surgeon General of the U.S.