(FORTUNE Magazine) – A word to the would-be gigolo or bounder: Ginie Polo Sayles of Dallas, a former E.F. Hutton stockbroker and self-admitted shameless gold digger, offers seminars on ''How to Marry the Rich.'' Price: $25 for Sayles's three-hour course, taught nationwide, or $125 an hour for a private consultation -- two- hour minimum. Though her students are usually women, she has reeled in a lot of Material Men, particularly accountants. Says she: ''Those CPAs are fascinated with money.'' Since a dollar saved is the foundation of a billion, here is some of Sayles's advice for men, free of charge: -- Know the field. Divorcees, the easiest to find, frequent bars and clubs. You should too, but just make sure any divorced women you encounter live off assets, not alimony. Widows like opera and ballet. The key is to appreciate what these women like and to let them show you off. Many executives look for househusbands. Says Sayles: ''She simply wants a man in a relationship to provide stability. Nurture her goals.'' -- Dress well. Buy one good watch with a leather strap. Tiffany advises men not to wear diamonds. Pore over the fashions in Esquire and GQ. -- Live where the rich live. Rent an attic if that's all you can afford. If your name doesn't mean success to you, take a new one. When Archie Leach changed his handle, he began acting like Cary Grant. -- Hang out where the rich hang out. Take a golf or tennis lesson at the most exclusive country club, and arrive 30 minutes early to try to meet your match. Sign on for a class with a prominent artist. ''It will be filled with rich widows,'' Sayles promises. -- Accept gifts graciously. When she offers to pay for something very expensive, do this: Pause, fold your arms, frown, look at her, smile, take her in your arms, and say, ''You're wonderful.'' -- Dare to defy her. Never try to please the rich because everyone else does. Give her small orders. If she gives you orders, balk -- but with humor. Be a bit of a problem. Start a fight every eight weeks or so just for stimulation. -- Remember that you are the asset. Or, as bride-to-be Liz Taylor says of her blue-collar beau, Larry Fortensky: ''No boy is poor if he's rich at heart.'' - P.S.