(FORTUNE Magazine) – This is the best year for the travel industry since 1986," says Kidder Peabody analyst Bjorn Hanson. So what, say you. Your last vacation was a big letdown, and now you refuse to even plan a trip till you are guaranteed satisfaction. Well, plan away: FORTUNE assembled a panel of travel experts to come up with some sure bets -- if not guarantees -- for luxury lovers. Here are their top choices: Malliouhana, a sumptuous resort on the tranquil Caribbean island of Anguilla, five miles north of St. Martin, vies to be the ultimate escape for the work-weary executive. Some of the rooms sit atop a bluff overlooking miles of pristine beaches alongside Technicolor-blue water; others are near the beach. The resort's 206-member staff outnumbers a full house almost 2 to 1, and guests are pampered unobtrusively. "My low-key clients, who can afford to ^ go anywhere, consistently choose Malliouhana because it is the best in the Caribbean for food and service," says New York travel agent Bill Fischer. Some 80% of the resort's high-season guests are repeat visitors. Winter prices range from about $480 to $810 per night; summer is half price. Gleneagles, a grand, 830-acre estate hotel and resort in Perthshire, Scotland, is golfer heaven. "If I had to pick just one place to golf it would be Gleneagles," says Brian McCallen, senior editor of Golf. "It has the most to offer in terms of true luxury.'' Gleneagles' three perfectly tended 18-hole courses offer expansive views of distant foothills. The routing of each through the resort's undulating landscape is ingenious. There's even fun for the golf-impaired, with such retrograde pleasures as horseback riding, clay- target-shooting lessons, and lawn bowling. The winter day rate for deluxe rooms and three meals is $290; the summer rate is $390. Seabourn is the cruise line our experts call the ultimate indulgence for executive mariners. "It is like a floating, four-star boutique hotel," says Gary Walther, editor-in-chief of Departures. Seabourn has roomy suites -- don't call them "cabins" -- and lectures by best-selling authors instead of the lurid nightclub shows on many traditional ships. Liners sail to an array of destinations including the Mediterranean, South America, Scandinavia, and Southeast Asia. Prices for 14-day cruises are steep, ranging from about $9,000 to $24,000, depending on the destination.