(FORTUNE Magazine) - $1 million. In this range, let's hope you don't have a big family: You're squarely in one-bedroom territory. At 59 John Street, your 956-square-foot pad will include 1.5 baths, oversized windows, and access to a shared media room. Occupancy for late summer 2006.

$10 million. Sure, you'll impress friends with your elegant 7,000-square-foot duplex at 20 Pine Street, boasting 24-hour concierge service plus common amenities like a sleek roof deck and a pool and spa in the basement. But you still have to hoof it to the parking lot to pick up the Benz--there's no private garage.

$20 million. Welcome to Cipriani territory, where custom jobs are no problem. One London financier recently used his bonus to buy nine smaller apartments in the Cipriani building at 55 Wall and is merging them into a 13,000-square-foot playground. With that much space, he'll need a whole lot of toys.