(FSB Magazine) -- Steve Singh may well be the man behind your expense report. (No. 51), used to file travel and expense reports just like everyone else: late. A former software exec, Singh found the task tedious--everything had to be done by hand, data entered by the accounting department, checks cut weeks later. In Singh's case, procrastination was the mother of invention: Why not automate expense reports? In 1993 he co-founded Concur (Charts) in Redmond, Wash., with his brother, Raj, and a partner. Since then its software has become the market leader in online expense filing and reporting, with clients including Dell (Charts), Airbus, and some 1,500 small firms.

Singh, 45, is now moving to expand. In early 2006, Concur acquired Outtask, makers of an application to manage corporate travel. Singh hopes to offer clients a way to book all their work travel, expense it, and analyze the data with just a few mouse clicks. It's an acquisition he and his partners hope will be on the money.

Next FSB 100 company: No. 78: Ambassadors Group _____________________________

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