Money Magazine: Best places to retire 2006: Niagara Falls, NY snapshot

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Winners

Niagara Falls, NY Population: 53,728 Population, age 50+: 18,848 Population growth, age 50+: 5.14%
Taxes
	City stats
State income tax rate (highest bracket)	6.85%^*
State income tax rate (lowest bracket)	4.00%^*
Retirement tax break from state?	Yes
State property taxes	Above average
Sales tax	8.00%
State gas tax (cents per gallon)	23.9***
Housing
	City stats
Median home price	$47,000
Home price gain (2004-2005)	-6.00%
Financial
	City stats
Median household income (per year)	$28,978
Auto insurance premiums (Average for the state)	$3,165
Quality of life
	City stats
Air quality index (% of days AQI ranked as good)	65.8%
Personal crime risk (100 is nat'l average; lower is better)	106
Property crime risk (100 is nat'l average; lower is better)	102
Personal crime incidents (per 100,000)	1,174
Property crime incidents (per 100,000)	5,492
Leisure and culture
	City stats
Movie theaters (within 15 miles)	9
Restaurants (within 15 miles)	1,106
Bars (within 15 miles)	119
Public golf courses (within 30 miles)	29
Libraries (within 15 miles)	21
Museums (accredited by AAM within 30 miles)	4
Colleges, universities and professional schools	7
Ski resorts (within 100 miles)	12
Weather
	City stats
Annual precipitation (inches)	33.93
Clear days	54
High temp in July ° F	81.8°
Low temp in Jan ° F	16.8°
Health***
	City stats
Hospitals (within 30 miles)	56
Doctors' offices	194
Body mass index (avg. for residents)	27
Cancer mortality (per 100,000, age-adjusted)	219.2
Cardiac mortality (per 100,000)	403.2
Meet the neighbors
	City stats
Median age	38.8
Completed at least some college (% of residents)	37.7%
Married	41.3%
Divorced	11.5%

*Income tax notes:
The tax brackets reported are for single individuals. For married taxpayers, the same rates apply to income brackets ranging from $16,000 to $20,000.
**Gas tax notes:
Includes 8 cent per gallon excise tax and 15.9 cent per gallon Petroleum Business Tax. Excludes sales tax. ***County data

Data: OnBoard, FORTUNE. Details

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Additional data and consulting services provided by Bert Sperling's bestplaces.net.

Affordable homes
	Median home sale price 2005
Reading, PA	$42,850
Buffalo, NY	$45,000
Niagara Falls, NY	$47,000
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	Golf activity index (100=national avg., 200=twice national avg.)
Coconut Creek, FL	141
Palm Harbor, FL	139
Palm Desert, CA	134
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Tennis
	Tennis activity index (100=national avg., 200=twice national avg.)
Bethesda, MD	163
Greenwich, CT	161
Davis, CA	161
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Most country club members
	Percentage of households
Palm Desert, CA	2.0
Bethesda, MD	2.0
Greenwich, CT	1.8
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Most educated
	% residents with graduate degree
Arlington, VA	35.7
Davis, CA	34.6
Brookline, MA	32.5
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Oldest
	Median age
Tamarac, FL	49.69
Lake Havasu City, AZ	46.71
St. Simons Island, GA	46.66
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