(MONEY Magazine) – EDITOR-IN-CHIEF Jason McManus EDITORIAL DIRECTOR Richard B. Stolley CORPORATE EDITOR Gilbert Rogin

TIME INC. MAGAZINES

PRESIDENT Reginald K. Brack Jr. EXECUTIVE VICE PRESIDENTS Donald M. Elliman Jr., S. Christopher Meigher III, Robert L. Miller SENIOR VICE PRESIDENT Richard W. Angle Jr.

MANAGING EDITOR Frank Lalli ASSISTANT MANAGING EDITORS Frank B. Merrick, Caroline Donnelly, Tyler Mathisen SENIOR EDITORS Joseph S. Coyle, Richard Eisenberg, Eric Gelman, Diane Harris, Joanna L. Krotz, Kevin S. McKean, Eric Schurenberg, Michael Sivy ART DIRECTOR Sandra DiPasqua PICTURE EDITOR Deborah Pierce ASSOCIATE EDITORS Walter L. Updegrave, Denise M. Topolnicki SENIOR WRITERS Jerry Edgerton, Jack Willoughby STAFF WRITERS Derek T. Dingle, Beth Kobliner, Lani Luciano, Marsha Meyer, Suzanne Seixas, Marguerite T. Smith, Teresa Tritch, Leslie N. Vreeland, Penelope Wang, Clint Willis CHIEF OF REPORTERS Katharine B. Drake SENIOR REPORTERS Debra Wishik Englander, Jersey Gilbert, Jordan E. Goodman, Holly Wheelwright REPORTERS Sian Ballen (deputy chief), Lesley Alderman, Elizabeth Fenner, Carla A. Fried, Mary Granfield, Roberta Kirwan, Miriam A. Leuchter, Deborah Lohse, Elizabeth M. MacDonald, Prashanta Misra, Daphne D. Mosher (mail), Baie Netzer, D. Jacqueline Smith DESIGN DEPARTMENT Traci Churchill (associate art director), Stephanie Phelan, Joseph E. Baron (designers), Maria Taffera PICTURE DEPARTMENT Miriam Hsia (deputy picture editor), Leslie Yoo (assistant picture editor) COPY CHIEF Jacqueline T. Zanca COPY DESK Patricia A. Feimster (deputy), Andrew Schwartz (editorial systems manager), Sukey Rosenbaum (senior coordinator), Kathleen Beakley, Mark Hudson Giles, P. Nigel Killikelly, Bill O'Connor, Sarah Plant, Suzanne Justin Riggio, Judith Ryan, Eve Sennett, Margaret J. Stefanowicz EDITORIAL PRODUCTION MANAGER Karen Harper Diaz EDITORIAL PRODUCTION Sally Boggan, Gary S. Costello EDITORIAL FINANCIAL MANAGER R. Michael Terry ADMINISTRATION Arlene Lemanski, Darlen Obertance, Evelyn Ramos, Randall Vest CONTRIBUTING EDITOR Steve Gelman CONTRIBUTING WRITERS Anthony Cook, Junius Ellis, Marlys J. Harris, Andrea Rock, John Sims, Robert Wool CORRESPONDENTS Atlanta: Gail Wescott. Boston: Paul Katzeff. Chicago: Lynn W. Adkins. Denver: Stephen Marsh. Honolulu: Kathy Titchen. Houston: Gary Taylor. Ithaca, N.Y.: Susan S. Lang. Los Angeles: Laura Meyers. Miami: Elizabeth S. Roberts. Milwaukee: Gail Perlick. Minneapolis: Nancy Stesin. New Jersey: Lisa H. Towle. New Orleans: Sharon Donovan, Janet Plume. Ohio: Jennifer Stoffel. Philadelphia: Margaret O. Kirk. Phoenix: Kathy Shocket. Portland, Ore.: Jeff Wuorio. San Diego: Andrea N. Caughey. San Francisco: Tim Turner. Seattle: Nancy Way. Washington, D.C.: Jill Wechsler EDITORIAL SERVICES Christiana Walford (director), Peter J. Christopoulos, Benjamin Lightman, David E. Trevorrow, Beth Bencini Zarcone

PUBLISHER William S. Myers ADVERTISING SALES DIRECTOR Betsy Martin GENERAL MANAGER Rachel Greenfield CONSUMER MARKETING DIRECTOR Michele M. Jaworski PROMOTION DIRECTOR Michael Rich MARKETING DIRECTOR Linda McCutcheon Conneally ADVERTISING PRODUCTION DIRECTOR Rosemary Lowther MANUFACTURING DIRECTOR William Walsh