MONEY Magazine masthead Forecast '94 Volume 22 Number 13
By

(MONEY Magazine) – EDITOR-IN-CHIEF Jason McManus EDITORIAL DIRECTOR Henry Muller

TIME INC. CHAIRMAN, CEO Reginald K. Brack Jr. PRESIDENT Don Logan

Frank Lalli MANAGING EDITOR EXECUTIVE EDITORS Caroline Donnelly, Tyler Mathisen ASSISTANT MANAGING EDITORS Lynn Crimando, Richard Eisenberg, Frank B. Merrick SENIOR EDITORS Joseph S. Coyle, Eric Gelman, Joanna L. Krotz, Kevin S. McKean, Eric Schurenberg WALL STREET EDITOR Michael Sivy ASSOCIATE EDITORS Denise M. Topolnicki, Walter L. Updegrave WASHINGTON, D.C. BUREAU CHIEF Teresa Tritch CONSULTING EDITOR Pauline Tai SENIOR WRITER Jerry Edgerton STAFF WRITERS Gary Belsky, Elizabeth Fenner, Carla A. Fried, Beth Kobliner, Lani Luciano, Elizabeth M. MacDonald, John Manners, Bill Sheeline, Ruth Simon, John Sims, Marguerite T. Smith, Penelope Wang STATISTICS EDITOR Jersey Gilbert

DESIGN ART DIRECTOR Sandra DiPasqua ASSOCIATE ART DIRECTORS Traci Churchill, Helene Elek DESIGNERS Joseph E. Baron, Nadia Maryniak, Mimi Maxwell

PHOTOGRAPHY PICTURE EDITOR Deborah Pierce DEPUTY PICTURE EDITOR Miriam Hsia ASSISTANT PICTURE EDITOR Leslie Yoo CONTRIBUTING PICTURE EDITOR Hadas Dembo

REPORTERS CHIEF Katharine B. Drake SENIOR STAFF Holly Wheelwright Ketron, Prashanta Misra STAFF Lesley Alderman, Mark Bautz, Susan Berger, Kirsten Chancellor, Judy Feldman, Jillian Kasky, Roberta Kirwan, Sheryl Nance-Nash,Vanessa O'Connell, Elif Sinanoglu, Kelly Smith, Ellen Stark, Amanda Walmac, Daphne D. Mosher (mail)

COPY EDITORIAL MANAGER Mark Hudson Giles COPY CHIEF Patricia A. Feimster EDITORIAL SYSTEMS MANAGER Andrew Schwartz SYSTEMS ENGINEER Al Criscuolo SENIOR COORDINATOR Sukey Rosenbaum STAFF Kathleen Beakley, P. Nigel Killikelly, Jeanne L. McGough, Bill O'Connor, Sarah Plant, Suzanne Justin Riggio, Judith Ryan, Eve Sennett

EDITORIAL PRODUCTION MANAGER Karen Harper Diaz STAFF Sally Boggan

EDITORIAL FINANCES MANAGER R. Michael Terry

ADMINISTRATION ASSISTANT TO THE MANAGING EDITOR Arlene Lemanski staff Leslie A. Fields, Marianne Nardone, Darlen Obertance, Samantha Welsh

CONTRIBUTORS CONTRIBUTING EDITOR Steve Gelman CONTRIBUTING WRITERS Anthony Cook, Ken and Daria Dolan, Junius Ellis, Echo Montgomery Garrett, Marlys J. Harris, Andrea Rock, Suzanne Seixas, Clint Willis WALL STREET CORRESPONDENT Jordan E. Goodman

CORRESPONDENTS CHIEF Sian Ballen CORRESPONDENTS Atlanta: Mary C. Bounds. Boston: Paul Katzeff. Chicago: Lynn W. Adkins. Denver: Stephen Marsh. Detroit: Ami E. Walsh. Honolulu: Kathy Titchen. Houston: Gary Taylor. Los Angeles: Laura Meyers. Miami: Elizabeth S. Roberts. Minneapolis: Nancy Stesin. New Orleans: Janet Plume. Orange County, Calif.: Dorothy Jean. Phoenix: Kathy Shocket. Portland, Ore.: Jeff Wuorio. St. Louis: Carol F. Shepley. San Diego: Sylvia Tiersten. San Francisco: Stephen G. Bloom, Tim Turner. Seattle: Nancy Way. Stamford, Conn.: Karen S. Daugherty

TIME INC. EDITORIAL OPERATIONS DIRECTOR Sheldon Czapnik EDITORIAL SERVICES Christiana Walford

Michael Pepe GROUP PUBLISHER PUBLISHER William S. Myers ASSISTANT TO THE GROUP PUBLISHER Rita Stroetz ASSISTANT TO THE PUBLISHER Sue Boyajian

ADVERTISING SALES DIRECTOR Betsy Martin ASSISTANT TO THE ADVERTISING SALES DIRECTOR Terry Quinn ADVERTISNG SALES REPRESENTATIVES NEW YORK: Robert H. Kelly (manager), Thomas F. Madden (associate manager), Jeffrey R. Barasch, Robert Leibowitz, Winslow Lewis Jr., Patricia J. MacWilliams, Charles McDermott, Eric M. Verch. Boston: Michael K. McFadden (manager). Chicago: Gary M. Wenstrup (manager), Diane G. Sprenger, Loreen S. Strasser. Detroit: Alan C. Wiber (manager), Katherine M. Reece. Los Angeles: Monika A. Allmon (manager), Timothy Hand. San Francisco: Richard G. Stalzer (manager), Leanne E. Peterson. San Diego/Mexico: Peter J. Carr. advertisng sales assistants New York: Connie B. Gillings, Karen A. Mauro, Alice Moritz, Colleen Rowe. Boston: JoAnn H. Curry. Chicago: Lisa Reter, Colleen M. Miller. Detroit: Diane O'Neill Kafka. Los Angeles: Esther Bissoo Lo Verme. San Francisco: Leanne Watkins.

GENERAL MANAGER'S OFFICE GENERAL MANAGER/CONSUMER MARKETING DIRECTOR Michele M. Jaworski SYSTEMS MANAGER Wilson Smith ASSISTANT Dorothy LaFiosca

BUSINESS MANAGER'S OFFICE BUSINESS MANAGER Richard J. Fairfield ASSOCIATE BUSINESS MANAGER Patricia M. McManus ASSISTANT BUSINESS MANAGER Lorraine M. Guerin AD RECORDS MANAGER Judy Balderacchi ASSISTANTS Lisa Conery, Marilyn H. Downs, Janet L. Moore, Frank Morgano

CONSUMER MARKETING ASSOCIATE DIRECTOR Phillip Whitney CIRCULATION PLANNING MANAGER Lanie Bertsche MARKETING MANAGERS Thomas J. Augeri, Edward B. Bland, Cecilia B. Dolan

PROMOTION DIRECTOR Michael Rich PUBLIC RELATIONS DIRECTOR Patricia A. Straus PROMOTION MANAGER Richard Vergine PROMOTION COPYWRITER Brook Zern BROADCAST PUBLICITY MANAGER Bonnie Hilton Green PUBLIC RELATIONS COPYWRITER Ira Hellman FINANCIAL CORRESPONDENT Dean Shepherd ASSISTANTS Joanne Cancro, Matty Tassler

MANUFACTURING DIRECTOR Kathy A. O'Shaughnessy PRODUCTION MANAGER Susan A. Eason FINANCIAL MANAGER Lisa Vandercar PRODUCTION COORDINATORS Eric Hutton, Adam Redfield, Geraldine Vopelak ASSISTANT Yvonne Varriale

MARKETING AND DEVELOPMENT DIRECTOR OF MARKETING/DEVELOPMENT/NEW MEDIA Scott L. Kauffman ASSOCIATE MARKETING DIRECTOR Regina M. Buzzi ASSOCIATE FRANCHISE DEVELOPMENT DIRECTOR Caryn Feinberg RESEARCH DIRECTOR Leslie C. Gordon SALES DEVELOPMENT MANAGERS Joan C. Viebranz, Brett M. Zickerman CATEGORY DEVELOPMENT MANAGERS Gwenn Horn, Gina Monaco CREATIVE SERVICES MANAGER Mike Heneberry CREATIVE SERVICES COORDINATOR Sarah Roselin ASSISTANT Rita Volpi