(MONEY Magazine) – COVER STORY 86 EIGHT INVESTMENTS THAT NEVER LOSE MONEY by Beth Kobliner These stocks and funds have returned a profit every year since 1980. -- Box: The two collectibles to buy now. Page 90

FEATURES 68 THE THREAT OF TAX-BRACKET TERROR by Lani Luciano The wealthiest 2% of taxpayers are angry about Clinton's retroactive income taxes. Why care? Because what they do next may hurt you.

THE BEST JOBS IN AMERICA In this comprehensive report, we rank 100 widely held occupations and offer guidance to help you find a secure job with a splendid future.

70 Why Computer Jocks Beat Docs by Jersey Gilbert

74 How to Go From Pink Slip to Paycheck -- Fast by Denise M. Topolnicki -- Box: Special tips for job hunters over 50. Page 80 -- Poll: Which do you prefer: your job, pizza or sex? Page 82

96 TRASHED BY JUNK by Michael Sivy and Holly Ketron One blunder cost George Schofield $123,407, and $9,200 a year in taxes.

SPECIAL REPORT: 1994 CAR VALUES 108 STEERING YOUR WAY TO A SUPER CAR DEAL by Jerry Edgerton -- Box: When it's cheaper to lease than to buy. Page 111 -- Box: The six biggest new-model rebates. Page 115

119 GREAT DEALS ON YESTERDAY'S WHEELS by John Manners Late-model used cars are among today's best auto buys. We explain why.

122 MONEY's THIRD ANNUAL CAR BUYER'S GUIDE by Jerry Edgerton Featuring our exclusive cost ratings for 546 new cars and trucks

DEPARTMENTS EDITOR'S NOTES Here's the fund scam of the year. Page 5 YOUR LETTERS Struggling for a balance between taxes and spending. Page 9 MONEY NEWSLINE Our ninth annual Americans and Their Money poll -- Buying tax-free bonds directly -- Advice from The Wealthy Barber. Page 12 BUY, SELL OR HOLD Why 10% junk bond returns will soon look good. Page 19 MONEY HELPS Don't buy life insurance for your kids. Page 23 IDEA OF THE MONTH The Dolans tell you what to do if your spouse dies. Page 29 ; MONEY MONITOR The best places to put your IRA today -- And more. Page 32 FUND WATCH Five superb emerging-market funds. Page 45 WALL STREET Separating the thoroughbred stocks from the also-rans -- Murdoch's News Corp.-- Triple tax-free bonds. Page 56 YOUR TAXES Timely tax-return filing tips. Page 151 SMART SPENDING The best laptops -- Luxury tour deals -- And more. Page 158 MONEY PRO '93's top fund manager names stocks poised to gain 74%. Page 165 FORECAST Rising rates will trigger a summer stock slump. Page 168

Cover illustration by Patrick Blackwell; inset photograph by Brian Smith

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