(MONEY Magazine) – The money you'll need for a year's tuition ($3,243)[1] and room and board ($4,530)[1] is only the beginning.

Don't forget to budget for these:

$662 Books and supplies[2] $612 Transportation to and from schoo[2] $135 Late-night pizzas[3] $446 Alcoholic beverages[4] $325 Spring break in Fort Lauderdale[5] $503 Credit-card debt[6] (may include items listed in other categories)

Note: [1]Average cost per year at a public university. Sources: [2]The College Board 1998-99 College Costs. [3]Based on a one-quarter share of 40 orders at $13.50, the average student purchase from Pizza Hut. [4]Center for Addiction and Substance Abuse, 1994. [5]STA Travel. [6]MasterCard.