(MONEY Magazine) – Recently, frustrated Year 2000 campaigners paraded naked through the streets of San Francisco in an effort to draw attention to the need to prepare nuclear power systems for the Coming Computer Debacle. We won't go that far. But, seriously, if all you've done to get ready for the year 2000 has been to put the Veuve Clicquot on ice, there are a few more things you really ought to be doing. The smart move: Prepare as you would for a big storm, then add some financial paper work. As John Koskinen, Y2K czar of the President's Council on Year 2000 Conversion, puts it, "Although major computer systems are ready, there will be some glitches along the way."

YOUR HOME. Not that Koskinen suggests outfitting a bunker and making your own ammunition. Cool heads recommend stashing away between three days' and two weeks' worth of water and nonperishable food (unless you're planning a Y2K crash diet), refilling any prescriptions for drugs you take regularly and buying a few flashlights or lanterns, extra blankets and a full tank of gas. And batteries--lots of batteries. If your stove is electric, get fuel for your grill. It's also a good idea to write down emergency phone numbers for local hospitals, ambulances and firehouses in case you can't get through to 911.

If this list sounds like preparation for Armageddon, rest assured: Disaster experts say we should always keep this stuff on hand in case of emergency--whether natural or man-made. But we usually don't bother. "We live in a fairly safe, comfortable society. Our systems usually work," says Paloma O'Riley, co-founder of the Cassandra Project, a website promoting grass-roots Y2K action. "That has made us less self-reliant."

One of the most important steps you can take to prepare is one you might do every day: Get to know your neighbors. In an emergency, they might need you--and you might need them.

YOUR MONEY. Save paper copies of mortgage balances, bank statements and investment records, just in case computers lose track of your latest data. In addition, it couldn't hurt to hang on to receipts from credit-card purchases. Set aside enough cash to get you through a week without ATMs. But don't get too crazy. Flashing lots of cash, of course, makes you a target for crime.

The recurring theme: Tie up loose ends early. If you need to liquidate securities at the end of the year, Nick Sargen, J.P. Morgan's global market strategist, suggests you do so by mid-December at the latest. But don't pull your money out of the market just to get back in come Jan. 3. The tax consequences could be painful.

YOUR TRAVEL PLANS. For those planning to fly during the holidays, the outlook is good within the U.S. But if you happen to be traveling abroad, be sure to check with the State Department(travel.state.gov/y2kca.html) and the Department of Transportation (www.fly2k.dot.gov) about the Y2K status of international airports before you leave. Don't worry about falling out of the sky. "The airlines won't take off if there are safety issues," says Koskinen. "But there could be problems with delays and congestion." Then again, what's new about that?

--LAURA WASHINGTON