(MONEY Magazine) – TOP CURRENT YIELDS % Min. Telephone yield invest. (800)% Bank Money-Market Accounts

AVERAGE 2.07 Capital Crossing Bank (MA) 5.75 $2,500 227-9767[6] Republic Bank & Trust (KY) 5.36[5] 5,000 782-3333[7] BankDirect (TX) 5.35 500 839-2737[6] Imperial Thrift and Loan (CA) 5.35 5,000 927-2442 Capital One FSB (VA) 5.31 10,000 564-7426

Taxable Money-Market Funds

AVERAGE 4.99 Strong Investors Money Fund[1] 5.83 1,000 368-1030 Zurich Money Market Fund 5.58 1,000 523-4140[7] Marshall MMF/Class Y[1] 5.53 1,000 236-3863 Aetna Money Market Fund/Cl. A[1] 5.50 1,000 367-7732 Aon Money Market Fund[1] 5.50 10,000 266-3637

Tax-Exempt Money-Market Funds

AVERAGE 3.02 Strong Municipal MMF 3.67 2,500 368-1030 Vanguard Tax-Exempt MMF 3.48 3,000 662-7447 Zurich Tax-Free Money Fund 3.40 1,000 523-4140[7] USAA Tax Exempt MMF 3.37 3,000 531-8448 ABN AMRO T-E MMF/Common Cl.[1] 3.33 2,000 443-4725

Taxable Short-Term Bond Funds

AVERAGE 5.26 Sextant Short-Term Bond Fund 6.60 1,000 728-8762 Smith Breeden Sh. Dur. U.S. Gov. 6.50 1,000 221-3138 Fidelity Short-Term Bond 6.21 2,500 544-8888 Sentinel Short Maturity Gov. A[2] 6.20 1,000 282-3863 Fidelity Target Timeline 2001 6.08 2,500 544-8888

Tax-Exempt Short-Term Bond Funds

AVERAGE 3.75 Federated Limited Term Muni F[3] 4.14 1,500 341-7400 Dreyfus Short-Intm. Muni Bond 3.96 2,500 373-9387 Fidelity Spartan Sh.-Intm. Muni Inc. 3.91 10,000 544-8888 Federated Limited Term Muni A[2] 3.88 1,500 341-7400 Vanguard Short-Term Tax-Exempt 3.80 3,000 662-7447

Six-Month CDs

AVERAGE 4.51 Net.Bank (GA) 6.25 1,000 256-6932[7] Bank CaroLine (SC) 6.25 2,500 692-2765[6] USAccess Bank (KY) 6.16 500 369-2265[6] First Trade Union Bank (MA) 6.15 1,000 242-0272

One-Year CDs

AVERAGE 4.90 Net.Bank (GA) 6.50 1,000 256-6932[7] Security First Network Bank[4] (GA) 6.50 1,500 736-2321 Bank CaroLine (SC) 6.50 2,500 692-2765[6] 1st Source Bank[4] (IN) 6.45 500 258-3150[7]

Five-Year CDs

AVERAGE 5.39 Key Bank USA (NY) 6.93 5,000 872-5553 Capital One FSB (VA) 6.88 10,000 564-7426 First Internet Bank of Indiana (IN) 6.86 1,000 873-3424[7] Intervest National Bank (NY) 6.85 2,500 226-5462[6]

THREE-YEAR PERFORMANCE RANKINGS

Rank/Last month % total return % Telephone (800) 1 year 3 years[1] yield Top U.S. Government

1 -- Wells Fargo Intm. Govt. A 5.7 10.4 4.7 237-8472 2 1 Amer. Cent. Target Mat. Trust 2025 -14.6 8.6 5.9 345-2021 3 4 Pacific Advisors Gov. Sec. A -2.0 7.6 -- 989-6693 4 2 Amer. Cent. Target Mat. Trust 2020 -12.3 7.6 6.2 345-2021 5 3 Amer. Cent. Target Mat. Trust 2015 -9.6 6.8 6.2 345-2021

Top Investment-Grade Corporate

1 1 Calvert Income A 11.6 9.7 6.5 368-2748 2 -- Wells Fargo Stable Inc. A 8.9 9.7 5.1 237-8472 3 2 Dreyfus Intm.-Term Income 9.1 9.4 7.0 373-9387 4 3 Dreyfus LifeTime Income R 5.6 9.0 -- 373-9387 5 4 Alliance Global Strategic Income A 6.1 8.2 5.6 227-4618

Top High-Yield Corporate

1 1 Fidelity Capital & Income 14.5 11.1 10.7 544-8888 2 2 Eaton Vance Income of Boston A 11.8 10.3 -- 225-6265 3 3 Fidelity High-Income 9.5 9.6 11.0 544-8888 4 -- Stein Roe High Yield 6.7 9.3 -- 338-2550 5 5 Strong High-Yield Bond 6.4 9.3 11.4 368-1030

Top Tax-Exempt

1 1 Van Kampen High-Yield Muni A[2] 0.3 6.1 0.1 421-5666 2 3 Scudder High-Yield Tax-Free -0.4 5.8 -- 225-2470 3 7 Executive Investors Ins. T/E -0.8 5.3 -- 423-4026 4 5 United Municipal High-Inc. A -2.1 5.3 -- 366-5465 5 4 Strong High-Yield Muni Bond -3.0 5.3 6.2 368-1030

Savings notes and sources: CD and money-market account data as of Nov. 16 from 100 Highest Yields ($124 for 52 issues; 800-327-7717). Tax-exempt and taxable money-market fund data as of Nov. 15 and Nov. 16, respectively, from IBC's Money Fund Report (www.ibcdata.com); all have a minimum investment of $10,000 or less and assets of $25 million or more. Short-term bond fund data as of Oct. 31 from Morningstar; all are medium- and high-quality funds with average maturities of three years or less. [1]Manager absorbed all or some operating expenses. [2]1% front-end load for initial investment under $1 million [3]1% back-end load for the first four years. [4]Internet access needed. [5]For online accounts only. [6]Area code 877. [7]Area code 888. Bond funds notes and sources: Data as of Nov. 19 from Morningstar. [1]Annualized. [2]Currently closed to new investors.