(MONEY Magazine) – An analysis of firms that report more than 40% of defined-contribution-plan assets in company stock shows that for every example of that stock enriching workers, there's an equally compelling example of the opposite. --CARA MOULTRUP

BEST PERFORMERS 3-year % company COMPANY return[1] stock in plan[2]

Citigroup 94.6% 48.0% Marsh & McLennan 91.8 72.0 Target 66.2 64.0 Texas Instruments 65.4 75.7 Household International 58.4 63.7 AOL Time Warner 55.3 52.0 Johnson & Johnson 46.0 48.8 Northern Trust 44.6 43.3 Anheuser-Busch 41.3 81.6 Phillips Petroleum 39.1 58.0

WORST PERFORMERS 3-year % company COMPANY return[1] stock in plan[2]

Enron -96.6% 57.7% Owens-Corning -95.1 44.3 Montana Power -81.0 46.0 Coca-Cola Enterprises -53.0 49.0 Textron -49.3 70.0 McKesson HBOC -47.0 72.0 Campbell Soup -46.9 61.8 Wachovia -45.3 51.0 Qwest Communications Intl. -42.3 53.0 Ford Motor Co. -39.0 57.0 Notes: [1]Through Nov. 30, 2001. [2]As of latest report. Source: DC Plan Investing.