(MONEY Magazine) – --STILL WAITING FOR YOUR REFUND? You're not alone. Based on last year's returns, the IRS estimates that it still owes 5.9 million taxpayers--most of them late filers--a refund for 2001. Now the agency is making it easier to track down your cash with a new refund finder at www.irs.gov (use the "Where's my refund?" link). You can see if your return has been processed and when your refund was, or will be, mailed or deposited into your bank (or if it was returned). You can also call 800-829-4477. --LESLIE HAGGIN GEARY

--EARN A FREE FLIGHT FASTER. Travel websites are getting into the reward credit-card game. The Orbitz MasterCard (www.orbitz.com; 866-205-5938) lets you earn a round-trip ticket on any of the site's 450 airlines with 20,000 points (you earn a point for each dollar spent)--about 5,000 less than most cards. With 7,500 points, you can get a $100 credit. Right now, you earn 5,000 points by signing up. The annual fee is $39. --MAYA JACKSON