(MONEY Magazine) – >> After three years of dismal returns, stock funds are soaring again, with small-cap and technology portfolios leading the way. In fact, the average stock fund earned 30.1% in 2003 (through Dec. 18) according to Lipper, while the typical bond fund returned 6.7%. To see how the funds you own--or the ones you're interested in--fared, check out the following 34 pages.

TOP Stock Funds

Stock Funds

2003

FUND % RETURN

1 ProFunds UltraOTC Investor 93.1 2 ProFunds UltraSmall-Cap Investor 93.0 3 RS The Information Age 92.3 4 Rydex Velocity 100 H 90.9 5 Fidelity Leveraged Company Stock 90.0 6 CGM Realty 89.0 7 Scudder Gold & Precious Metals S 83.4 8 Dreyfus Small Company Value 81.2 9 U.S. Global Investors World Precious Min. 80.3 10 Oppenheimer Intl. Small Company A 79.7 11 Federated Kaufmann Small Cap A 75.6 12 Fidelity International Small Cap 73.8 13 Bridgeway Ultra-Small Company Market 73.8 14 Kopp Emerging Growth A 71.9 15 ING Russia A 69.6 16 Firsthand Technology Value 69.0 17 Royce Opportunity Investment 68.9 18 Dreyfus Founders Passport F 68.8 19 AXP Global Technology A 67.9 20 Fidelity Select Electronics 67.0 21 Bernstein Emerging Markets Value 66.9 22 Heartland Value 66.5 23 Wells Fargo Specialized Technology A 66.4 24 Wells Fargo Montgomery Em. Mkts. Foc. A 66.2 25 Oberweis Emerging Growth 65.8 26 Fifth Third MicroCap Value Advisor 64.3 27 USAA Precious Metals & Minerals 63.6 28 Bjurman Barry Micro-Cap Growth 63.4 29 Rydex Mekros H 63.4 30 Munder NetNet B 63.0 31 CGM Focus 62.2 32 Pimco RCM Global Technology D 62.0 33 Fidelity Select Developing Comm. 61.8 34 Legg Mason Opportunity Trust Primary 61.7 35 Oak Associates Pin Oak Aggressive Stock 61.7 36 RS Contrarian Value 61.7 37 Munder Micro-Cap Equity A 61.1 38 Neuberger Berman Focus Investor 61.0 39 Hotchkis & Wiley Small Cap Value A 60.8 40 Oppenheimer Developing Markets A 60.5 41 RS Partners 60.3 42 AllianceBernstein Mid-Cap Growth A 59.9 43 T. Rowe Price International Discovery 59.5 44 American Century Em. Mkts. Investor 59.3 45 William Blair Small Cap Growth N 58.8 46 Matthews China 58.7 47 Fidelity Select Computers 58.6 48 Artisan International Small Cap Investor 58.5 49 Fidelity Latin America 58.2 50 Firsthand Technology Leaders 58.1 AVERAGE STOCK FUND 30.1

THREE YEARS

FUND % ANNUALIZED RETURN

1 ING Russia A 59.8 2 First Eagle Gold A 55.5 3 USAA Precious Metals & Minerals 53.8 4 U.S. Global Investors World Precious Min. 53.1 5 Scudder Gold & Precious Metals S 52.6 6 Evergreen Precious Metals A 51.4 7 Gabelli Gold AAA 50.6 8 Tocqueville Gold 49.7 9 American Century Global Gold Investor 47.4 10 Van Eck International Investors Gold A 46.3 11 Invesco Gold & Precious Metals Investor 39.1 12 Oppenheimer Gold & Special Minerals A 38.2 13 Fidelity Select Gold 38.2 14 Vanguard Precious Metals Investor 36.0 15 Bridgeway Ultra-Small Company Market 33.6 16 Rydex Precious Metals Investor 33.0 17 Matthews Korea 32.7 18 Hotchkis & Wiley Small Cap Value A 31.4 19 Franklin Gold & Precious Metals A 31.2 20 Burnham Financial Services A 30.3 21 FBR Small Cap Financial A 29.1 22 Aegis Value 28.3 23 CGM Realty 27.8 24 FBR Small Cap Value A 27.7 25 Fifth Third MicroCap Value Advisor 27.2 26 Wasatch Micro Cap 27.2 27 RS Partners 27.2 28 Franklin MicroCap Value A 26.9 29 N/I Numeric Investors Small Cap Value 26.8 30 Heartland Value 26.8 31 Heartland Value Plus 26.6 32 Fidelity Leveraged Company Stock 26.3 33 FPA Capital 26.1 34 Royce Special Equity Investment 26.0 35 Boston Partners Small Cap Value II Inv. 25.7 36 Emerald Select Banking & Finance A 25.7 37 CGM Focus 25.0 38 Hilliard Lyons Senbanc 24.8 39 Amer. AAdvantage Sm. Cap Val. PlanAhead 24.2 40 Babson Enterprise 23.8 41 Matthews China 23.2 42 State Street Research Global Resources A 22.9 43 William Blair Small Cap Growth N 22.7 44 Delafield 22.4 45 Spirit of America Real Estate A 22.3 46 Yacktman 21.9 47 Bjurman Barry Micro-Cap Growth 21.7 48 Munder Small-Cap Value B 21.7 49 Wasatch Small Cap Value 21.5 50 Oakmark Global I 21.4 AVERAGE STOCK FUND -1.2

FIVE YEARS

FUND % ANNUALIZED RETURN

1 ING Russia A 52.0 2 Turner Micro Cap Growth I 35.0 3 Bjurman Barry Micro-Cap Growth 32.5 4 Wasatch Micro Cap 30.5 5 Tocqueville Gold 29.3 6 CGM Focus 29.1 7 Scudder Gold & Precious Metals S 29.0 8 First American Small Cap Growth Opp. A 28.8 9 State Street Research Global Resources A 28.4 10 First Eagle Gold A 26.9 11 USAA Precious Metals & Minerals 26.9 12 Gabelli Gold AAA 25.5 13 Bridgeway Ultra-Small Company Market 25.2 14 Bridgeway Aggressive Investors 1 25.1 15 Evergreen Precious Metals A 25.1 16 Wasatch Small Cap Value 24.8 17 Boston Partners Small Cap Value II Inv. 24.5 18 Vanguard Precious Metals Investor 23.3 19 Strong Advisor Small Cap Value Z 23.2 20 Jennison Natural Resources A 22.6 21 Royce Opportunity Investment 22.6 22 CGM Realty 22.6 23 Matthews Korea 22.3 24 BlackRock International Opp. A 22.2 25 Buffalo Small Cap 22.1 26 N/I Numeric Investors Small Cap Value 22.0 27 Oppenheimer Developing Markets A 21.8 28 RS Partners 21.7 29 Calamos Growth A 21.4 30 Emerald Select Banking & Finance A 21.3 31 Matthews Asian Growth & Income 21.2 32 Fifth Third MicroCap Value Advisor 21.1 33 Pimco RCM Biotechnology D 21.1 34 State Street Research Aurora A 21.1 35 Aegis Value 20.9 36 FBR Small Cap Financial A 20.9 37 MTB Small Cap Growth A 20.9 38 Meridian Value 20.7 39 Merrill Lynch Global SmallCap C 20.7 40 Franklin Gold & Precious Metals A 20.6 41 Oppenheimer Gold & Special Minerals A 20.5 42 Royce Low-Priced Stock Investment 20.4 43 Heartland Value 20.2 44 Hennessy Cornerstone Growth 19.9 45 Matthews China 19.5 46 Wasatch Core Growth 19.3 47 FMI Focus 19.2 48 Needham Growth 19.2 49 Fremont U.S. Micro-Cap 19.2 50 Quaker Aggressive Growth A 19.0 AVERAGE STOCK FUND 3.8

Notes: Returns are through Dec. 18. Averages are for funds in Lipper's database. Source: Lipper, 877-955-4773.

TOP Bond Funds

Bond Funds

2003

FUND % RETURN

1 Fidelity Advisor High Income Advantage T 42.3 2 Fidelity Capital & Income 38.1 3 John Hancock High Yield Bond B 37.5 4 MainStay High Yield Corporate Bond B 35.2 5 Franklin AGE High Income A 34.0 6 Pimco Emerging Markets Bond A 31.7 7 Pioneer High Yield A 31.3 8 Fidelity New Markets Income 30.9 9 Merrill Lynch Bond High Income B 30.6 10 Nations High Yield Bond Investor A 30.1 11 AIM High Yield A 29.1 12 Eaton Vance High Income B 29.0 13 Dreyfus Premier Ltd. Term High Yield B 28.9 14 Merrill Lynch U.S. High Yield B 28.8 15 Eaton Vance Income Fund of Boston A 28.2 16 American Funds American Hi-Inc. Tr. A 28.2 17 Goldman Sachs High Yield A 27.9 18 Loomis Sayles Bond Retail 27.6 19 Morgan Stanley High Yield Securities B 27.1 20 Smith Barney High Income A 26.6 21 Fidelity High Income 26.6 22 Lutheran Brotherhood High Yield A 26.5 23 Putnam High Yield Advantage M 26.2 24 BlackRock High Yield Bond B 25.7 25 Putnam High Yield A 25.6 AVERAGE BOND FUND 6.7

THREE YEARS

FUND % ANNUALIZED RETURN

1 Pimco Emerging Markets Bond A 24.0 2 Fidelity New Markets Income 16.5 3 Oppenheimer International Bond A 15.4 4 Templeton Global Bond A 15.0 5 Regions Morgan Keegan Select High Inc. A 14.9 6 Pioneer High Yield A 14.8 7 Loomis Sayles Bond Retail 14.1 8 American Century International Bond Inv. 13.9 9 Nations High Yield Bond Investor A 13.0 10 Evergreen Strategic Income A 12.5 11 American Funds Capital World Bond A 12.2 12 T. Rowe Price International Bond 11.9 13 John Hancock High Yield Bond B 11.7 14 Pioneer Strategic Income C 11.7 15 Fidelity Advisor Strategic Income T 11.5 16 Fidelity Strategic Income 11.5 17 Salomon Brothers High Yield Bond A 11.1 18 Fidelity Advisor High Income Advantage T 11.1 19 Pimco Real Return A 10.9 20 Vanguard Inflation-Protected Sec. Inv. 10.8 21 MainStay High Yield Corporate Bond B 10.8 22 Calvert Income A 10.7 23 Franklin Strategic Income A 10.6 24 Goldman Sachs High Yield A 10.4 25 Evergreen High Yield Bond A 10.3 AVERAGE BOND FUND 6.3

FIVE YEARS

FUND % ANNUALIZED RETURN

1 Pimco Emerging Markets Bond A 22.8 2 Fidelity New Markets Income 20.4 3 Pioneer High Yield A 16.8 4 Oppenheimer International Bond A 12.5 5 AllianceBernstein Americas Gov. Inc. A 10.4 6 Pimco Real Return A 10.1 7 Calamos Market Neutral A 9.9 8 Loomis Sayles Bond Retail 9.9 9 Calvert Income A 9.1 10 Fidelity Strategic Income 9.0 11 Fidelity Advisor Strategic Income T 8.8 12 American Century Inflation-Adj. Bond Inv. 8.7 13 Dreyfus Intermediate Term Income Investor 8.1 14 Columbia Income Z 7.8 15 Templeton Global Bond A 7.8 16 FPA New Income 7.6 17 Evergreen Strategic Income A 7.4 18 Salomon Brothers High Yield Bond A 7.4 19 Dodge & Cox Income 7.3 20 Columbia Intermediate Bond Z 7.3 21 Franklin Strategic Income A 7.3 22 Phoenix-Goodwin Multi-Sector S/T Bond A 7.3 23 Neuberger Berman High Income Bond 7.2 24 Pimco Long-Term U.S. Government A 7.2 25 Fremont Bond 7.1 AVERAGE BOND FUND 5.0

Notes: Returns are through Dec. 18. Averages are for funds in Lipper's database. Source: Lipper, 877-955-4773.