What to Do: June 2004
By Sarah Cooper, Tara Kalwarski and Stephanie D. Smith

(MONEY Magazine) – --TALK ONLINE. AT&T is the first major carrier to offer Internet phone service. Go to callvantage.com and voipchoices.com to see if this cheaper alternative to a landline is right for you.

--INSURE YOUR BLING. It's wedding month. Most homeowners policies insure that rock only up to $1,000. Amp up coverage for the diamond--and all the loot from the nuptials.

--CUT GAS TABS. Two easy ways to hike your gas mileage this summer? Changing dirty air filters can boost it by 10%, and properly inflating tires can squeeze another 3%. See ase.org.

--SAVE YOUR SEAT. More and more first-day tickets for blockbusters (like Spider-Man 2, opening June 30) are pre-sold. Moviefone.com now releases seats two to three weeks early.

--GET CHEAPER DRUGS. Medicare's new drug discount cards program starts June 1 and could save eligible people up to 25% on some prescriptions. Visit medicare.gov for details.

--LOCK IN A LOW RATE. The new federal student-loan rate is set in late May. If the rate jumps, borrowers have until June 30 to consolidate at the current 3.42%. Go to smartloan.com.