Table of contents: VOL. 33, NO. 12 - December 1, 2004
COVER STORY
Our exclusive survey identifies six common errors that could cost your family $250,000 in the long run. New Year's resolution No. 1: Stop making them (more)

Features
Dozens of new vehicles. One hard-to-impress driver. Two take-it-to-the-bank winners. And a few other goodies too (more)
GIVING IS UP, BUT PUBLIC CONFIDENCE IN CHARITIES IS DOWN. HERE'S HOW TO ENSURE YOUR MONEY IS USED WISELY (more)
We asked dozens of experts: You know what's best in your field—what would you give this holiday season?THE RESULTS: TONS OF GREAT GIFT IDEAS FOR YOU AND YOURS (more)
SANDWICHED BETWEEN AGING PARENTS AND GROWING KIDS, ANNE LEGARE AND BILL HANRAHAN STRUGGLE WITH TOO LITTLE TIME AND TOO MANY TOUGH CHOICES (more)
BEING A LANDLORD CAN BE HIGHLY PROFITABLE—OR A HUGE HEADACHE. TAKE SOME WISE ADVICE FROM PEOPLE WHO HAVE LEARNED HOW TO DO IT RIGHT (more)
The professor who taught America to love stocks in the 1990s is as optimistic as ever. But he's added a new twist to his theory: Get dividends (more)
Briefing
Economists will say that holiday gift giving is "suboptimal" spending. They probably don't believe in mistletoe either (more)

'Tis the season to buy that hot gizmo? Or should you wait? (more)
More and more folks of all stripes want a look at your number (more)
After the Vioxx shock, no one can blame you for wondering about the safety of what you're taking. Here's how to get answers (more)

First you have a great interest rate, then—surprise—you don't. How dealer greed creates a money clunker (more)
Invest
The one-term senator who assailed the fund industry's high fees and hidden costs is headed back home, but he's as combative as ever (more)
The pioneer of the PDA has bounced back thanks to the success of its Treo smartphone. But is there enough growth ahead for investors who buy the stock now? (more)
Even sophisticated investors can be put off by "bondspeak." Let's decode it (more)
Funds that invest in high-P/E stocks were the rage in the '90s, only to be shunned in the bust that followed. Are they poised for a comeback? (more)
A leading financial mind says these funds are broken. He's got a point, but does he have an alternative? (more)
The insurance giant has been caught up in Eliot Spitzer's crusade to clean up the industry. Is there still a case for holding the stock? (more)
Money & Politics
Another Bush term is likely to mean lower taxes, a fatter deficit and a stock market that's more volatile than you might think (more)
Money Talk
Want to thrive at your job—and find time for stuff you love? These four steps will make you a lot more efficient (more)
Plan
Never use your mother's maiden name, and other tips the security squad never told you (more)
After Heather Harding's identity was stolen last year, she quit her job and worked full time to reclaim her good name. Here's what it took (more)
Here's yet another reason to stick with your New Year's resolutions: It will save you more dough than you ever imagined (more)
Writing off state sales taxes and buying cold tablets to use up your FSA are among the new ways to cut what you owe to Uncle Sam (more)
Earn better yields today without locking yourself out of even higher ones next year (more)
Most retirees are in a hurry to collect their benefits at 62. Here's why you could be better off waiting (more)
One day soon your company is likely to let you turn your account over to a professional adviser. Should you? (more)
Plan: Make Over Your Credit
These golden rules can keep you out of debt forever (more)
Spend

Apple's iPod used to be the only real choice in portable music players. Not anymore (more)
This holiday season, don't get hammered by high champagne prices (more)

Oh so mid-century modern, aluminum Christmas trees have become the hot holiday collectible. Really (more)
Will one of these become the Google of travel? (more)
The Insana Interview
A top stock analyst sees some surprising holiday cheer (more)
The Numbers





What's New at Money.com
MONEY.COM AOL KEYWORD: MONEY (more)
Year-end Special Report
INVESTMENT MISTAKES AND PLANNING BLUNDERS CAN MAKE IT HARDER FOR YOU TO STAY ON THE ROAD TO FINANCIAL SECURITY. THINK YOU'RE A GOOD DRIVER? TAKE OUR QUIZ (more)
Year-End Special Report
Forget about chasing hot stocks. To reach your financial goals, buy blue chips and follow this strategy for avoiding major mistakes (more)
Our exclusive survey identifies six common errors that could cost your family $250,000 in the long run. New Year's resolution No. 1: Stop making them (more)
RECENT ISSUES
FEATURES
To chart a course to your financial goals, it's essential to know your starting point. Take this quiz to see where you are, then follow some simple steps and strategies for getting to the next landmark. |more|