Table of contents: VOL. 34, NO. 1 - January 1, 2005
COVER STORY
The economy is healthy, if not booming. Plenty of great stocks are cheap. Add it up, and you get opportunity (more)

Features
Let us introduce you to a dozen unsung people who did right by you last year. Let us also remind you of a few who did not (more)
THE HOTEL GAVE AWAY YOUR ROOM. THE CLEANER SHRANK YOUR SUIT. THE CABLE'S OUT. YOUR STEAK WAS COLD. DON'T GET MAD, GET YOUR MONEY'S WORTH (more)
Medical costs for the average American household are up nearly 60% since 2000. These strategies can save your family hundreds, perhaps even thousands, of dollars a year on those bills (more)
Best Moves 2005
Growth stocks are selling for a song. Financials and home builders are ready to run. And drugmakers are a whole lot healthier than Wall Street thinks. WHAT TO BUY NOW (more)
However the President overhauls the tax code, someone will have to pay more. Will it be you? (more)
Briefing


Advice for scandal-wary life insurance shoppers (more)
...and art as a tool for getting out of hock. One spender's work in pen and red ink (more)
Men would rather raise sons than daughters, which has financial consequences for the whole family (more)
It's called reversion to the mean, and it explains all, from stocks to the Red Sox (more)
President Bush plans to take privatization from lofty theory to messy reality. Here's how a new system might work, and what it means for you (more)
E-mails claiming to be from eBay and PayPal are fraudster decoys. Stinks for your wallet (more)
Invest
Here's what worked and (sigh) what didn't (more)

We found five funds that have consistently beaten the market since 1999. Only three are worth buying (more)
The Legg Mason fund manager has beaten the market for 13 years in a row, but he may not pull it off in 2004. Not that he's worried (more)
If you hold most of your stocks in a 401(k) plan, you could be handing Uncle Sam more than his fair share (more)
Money Talk
Airlines are getting stingy about redeeming frequent-flier miles. To get free travel these days, you've got to be smart (more)
Plan
Like a growing number of families, the Neffs are struggling to get by on a single salary so Mom can stay home full time. The rewards, though, are worth it (more)
Keeping costs down gives you more bang for the bucks you save (more)
What to consider when you're deciding whether to stay put—or take the money and run (more)
Oil and natural gas prices are headed through the roof this winter. So do what it takes to keep that precious heat indoors, where it belongs (more)
Planning
WOULDN'T YOU LIKE TO STICK WITH YOUR NEW YEAR'S RESOLUTIONS FOR ONCE? NEW RESEARCH SHOWS THAT ALL IT TAKES IS PERSEVERANCE, PATIENCE—AND JUST A TOUCH OF SELF-DECEPTION (more)
Special Forecast Issue
The economy is healthy, if not booming. Plenty of great stocks are cheap. Add it up, and you get opportunity (more)
THE ECONOMY, THE MARKET, REAL ESTATE, TAXES AND MORE Here's what you need to know to get the most out of the coming year (more)
Spend

Get more for your money, on the sly (more)
Got a new digital camera over the holiday? Move those photos from the hard drive to the fridge (more)
The old suburban standby is back in earnest—faster, sexier, safer and priced to sell. SUVs, get ready for some real competition (more)
The Numbers





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