Best Deals: Savings and Credit-Card Rates
Average yields have barely budged in response to rising interest rates, but the top deals on taxable savings vehicles have jumped by a quarter of a percentage point or more since last month. Credit-card rates, however, remain largely unchanged.
By
April 1, 2005

(MONEY Magazine) –

SAVINGS NOTES AND SOURCES: CD and money-market account data as of Feb. 1 from 100 Highest Yields ($124 for 52 issues; 800-327-7717). Tax-exempt and taxable money-market fund data as of Feb. 1 from Money Fund Report (imoneynet.com); all have a minimum investment of $10,000 or less and assets of $25 million or more. Short-term bond fund data as of Dec. 31 from Lipper; all are medium- and high-quality funds with average maturities of three years or less. [1] Manager absorbed all or some operating expenses. [2] Maximum 2% front-end load on investments under $250,000.

CREDIT NOTES AND SOURCES: All rates are subject to change. Credit-card rates are for standard cards as of Feb. 1 from Bankrate.com and are variable unless otherwise indicated. Survey does not include Internet-only cards or American Express Blue. [1] Visa only. [2] Fixed rate. [3] MasterCard only. [4] Platinum and gold cards.