(MONEY Magazine) – 60% of Americans say college grads should be allowed to move home for up to a year, which means...

44% of last year's grads are about to overstay their welcome.

HOW TO GET THEM OUT? 57% think parents should charge rent.

SOURCES: MONEY/ICR poll, MonsterTRAK.

Moneymatics UP? DOWN? WE DO THE MATH.

Is the real estate boom over? Headlines say inventories are up, buyers are choosier and speculators are beginning to bail. But prices haven't stopped inching up. Moneymatics looks ahead.

TAX BENEFITS OF OWNING ARE SWEET + HOMES TEND TO GO UP IN THE LONG RUN + THE U.S. IS STILL CHEAPER THAN EUROPE! = WHAT BUBBLE?

FLIPPERS ARE TAKING A BATH + INVENTORIES OF NEW HOMES ARE UP + BUYERS ARE FLEXING THEIR MUSCLE = THE BOOM IS DEAD. POKE IT.

BOTTOM LINE It's over for now. Long term: You're okay. See the map on page 91.