Unsolicited Advice
By Jennifer Merritt

(MONEY Magazine) – FOR THE MOST-WANTED MAN ALIVE

24's Jack Bauer must find an agent—an insurance agent

G-man Jack Bauer (Kiefer Sutherland) is kidnapped, shot at and beaten several times a season as he fights to save the country from terrorists. Make that several times a day, as each season on Fox's hit show represents just 24 hours. Considering how dangerous his life is and the fact that he's got a kid to support, Bauer really needs to put some energy into investigating his insurance options, says Michael Halloran, wealth adviser at Northwestern Mutual Financial Network.

› WHAT IF HE GETS HURT? As a government employee, he gets 60% disability coverage. That's a good start, but he should buy a supplemental plan to make up for the rest, says Halloran. Since he's in such a high-risk class, though, he'll likely qualify for only a few years of that extra income.

› WHAT IF HE, ER, DOESN'T MAKE IT TO THE NEXT 24? The government's basic group life insurance plan offers a lump sum of salary plus $2,000. "Since his wife's dead, he has to consider how his daughter would be taken care of," says Halloran. Bauer needs a will and a policy worth at least $250,000 to cover her college and any debts he has. He might not get the lowest rates, what with all the shooting, but surely, averting nuclear war earns him a decent salary?

...As if she could find anything under that mess 83% of people hide cash from their housekeeper, according to a survey done by Chubb...

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Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.