Table of contents: VOL. 36, NO. 2 - February 1, 2007
COVER STORY
All you need to know to build and maintain a brilliant (and simple) investment plan for this year and beyond. See 5 money makeovers and the best funds to own in every category. (more)

Features
The big sedan is back. New models from the likes of Chrysler and Toyota offer surprising style, performance and luxury at less than luxury prices. (more)
Americans are prosperous, but worried—about jobs, health care, retirement. Now some in Washington are asking if life really needs to be this risky. (more)
In the second of our "Minds over Money" chats, Acorn Fund's brilliant Ralph Wanger reveals how he found stocks that went on to rise twentyfold—and why most of investing is just doing the laundry (more)
Stefanie Alley is proud to be a lobsterman. So are her son and her husband. As were his father and his father's father before him. But they wonder: Will the price of upholding tradition be their own financial security? (more)
cashing out
DON'T MISS THESE HOT TIPS FROM THIS MONTH'S ISSUE (more)
home
Make your home more appealing to buyers (and yourself) with these easy indoor upgrades you can do on your own (more)
Going once, twice...sold! A seller uses an auction to speed up a sale. (more)
invest
BLUE-CHIP GROWTH STOCKS FOR THE LONG RUN (more)

Health-care stocks are in the dumps. All the more reason to keep a healthy dose of them in your portfolio. (more)
Low prices, ample dividends and smart business plans give B of A and DuPont the chance for further gains (more)
on the cover
Welcome to MONEY's annual report on the market's most important funds. The 725 stock funds have assets that top the $4.8 trillion mark and hold nearly 85% of the money invested in stock funds. The 275 bond funds carry assets of nearly $955 billion, more than 65% of all bond fund dollars. To see how your funds fared, read on. (more)
Now you know the 70 best funds to buy. But how do you put them to use in real life? See how MONEY helped craft smart investing plans for five families; then use the lessons to develop your own. (more)
Our MONEY 70 funds are built to last, no matter what the market brings. Use them to create a steel-plated portfolio that will get you to your goals. (more)
plan
Prep for what has changed - or gotten trickier - on your 2006 return and make filing more rewarding (more)
You spent how much? Smart ways to exchange gifts when both you and your loved one pay the bill. (more)
Work life will hand you lemons - that's a given. It's up to you to squeeze some career cred out of the situation. (more)
Stop kidding yourself: No plan will work until you change the way you think about money (more)
With rates stalled and maybe falling, short-term bond funds look like a good bet (more)
Don't give up the lattes. Focus on bigger-ticket trade-offs that won't compromise your quality of life. (more)
spend
With Valentine's Day just around the corner, five boxes of chocolate undergo a serious taste test (more)
Sick of crummy exchange rates in Europe? To get the most value out of your next vacation, head to South America. (more)
start

WORTH THE RISK? WE DO THE MATH. (more)

Leading the way on 401(k) feesGreg CarpenterMobile, Ala. (more)


Make sure your agent gets you the best house at the best price. (more)

When stocks are soaring, your natural impulse is to take action. Problem is, that impulse is usually wrong. (more)
the numbers
As 2006 Ends Strong, Telecom Tops Market (more)
RECENT ISSUES
FEATURES
When you are just starting out or finally starting to get serious about saving, the basics will get you far. Here are more than a dozen tips that will help you lay the base for building your net worth. |more|