
Most people should figure on working to at least 65, but it pays to have a backup plan. More

Payroll deductions and tax benefits may make it worthwhile to participate in your 401(k) but consider an IRA as well.

An extra $100,000 can improve your retirement prospects, but it's not so much that you can afford to spend or invest unwisely.

After the initial burst of the IPO, you'll be able to buy Facebook shares through any brokerage. But the question is, should you?

Americans spend between 5% and 7% of their income on vacations but that doesn't mean you should.

Having enough money to last your entire retirement isn't just a matter of plugging in an amount to withdraw from your IRA each year. Adapting to changing conditions is just as important.

Attaining a secure retirement isn't just a matter of having a specific amount tucked away by a given age or saving a certain amount each year. There's several other factors to consider and other unknowns to prepare for.

Zero. Don't engage in a strategy that increases risk without a boost in reward.

Using an average life span to calculate how long your retirement savings needs to last can leave you elderly and short of money.

REITs may offer a reliable source of income, but don't underestimate the risk of investing in one.

A diligent saver finally wants to spend a little. Money magazine's expert says that's OK -- but don't over do it.
Got a question about investing, saving or retirement? Let MONEY’s Walter Updegrave tackle it for you.