Ask the Expert

MONEY's Walter Updegrave tackles your questions.
Pension: Lump sum vs. monthly payments

Weigh the options of receiving your pension in monthly payouts or investing a lump sum. More

More Questions
    • Emerging-market investing for the long haul

      Emerging-market investing for the long haul

      While it's certainly possible to rack up some impressive gains by investing in emerging markets, you'll have to hold on through some gut-wrenching setbacks. Here's a strategy that will get you through.

      CNNMONEY
    • Boost retirement income, minimize risk

      Boost retirement income, minimize risk

      Squeezing more retirement income from limited resources always carries some risk. Here are some ways to get more from your assets without jeopardizing your financial security.

      MONEY
    • 'Should I dump my financial adviser?'

      'Should I dump my financial adviser?'

      If you're paying big fees to use a financial adviser that emphasizes personal service but you rarely meet with him, then it might be time to walk away. Here are three options.

      MONEY
    • Late start retirement plan - 19 years to go

      Late start retirement plan - 19 years to go

      A 46-year old reader wants to know if there's any hope for retiring by 65.

      MONEY
    • 'I'm 66. Is it time to get rid of my 100%-stock IRA?'

      'I'm 66. Is it time to get rid of my 100%-stock IRA?'

      If you get a kick out of your retirement savings soaring and plummeting, then invest your IRA in a 100% stock portfolio. But it may be time to develop a more balanced investing strategy.

      MONEY
    • 'Am I saving too much for retirement?'

      'Am I saving too much for retirement?'

      Saving more than 20% of your income, especially when you're young, can help you build a retirement cushion for the financial upheavals that come with life.

      MONEY
    • 'Is investing in two target-date funds smart?'

      'Is investing in two target-date funds smart?'

      Investing in more than one target-date fund undermines the purpose of going with this type of retirement fund in the first place.

      MONEY
    • 'Should I convert my IRA into a Roth?'

      'Should I convert my IRA into a Roth?'

      Converting a nondeductible IRA to a Roth IRA when you exceed income limits can have tricky tax consequences.

      MONEY
    • 60, unemployed: Is my $100,000 safe in gold and cash?

      60, unemployed: Is my $100,000 safe in gold and cash?

      A conservative mix of stocks and bonds, rather than gold and cash, gives you a better shot of having your retirement savings last.

      MONEY
    • 25 and 'scared stiff' of making an investing mistake

      25 and 'scared stiff' of making an investing mistake

      Everyone makes some investing mistakes, but as long as you keep contributing to your retirement accounts and follow a few key principles, you should be just fine.

      MONEY
     

    Got a question about investing, saving or retirement? Let MONEY's Walter Updegrave tackle it for you.

    Your email or phone number won't be published; we'll use it to get in touch if we need more information about your question.
    Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2013 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2013 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2013. All rights reserved. Most stock quote data provided by BATS.