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The Help Desk

Unemployment survival guide
There are no two ways about it, being laid off isn't easy. Here are some tips to help you maintain your quality of life. More
Here's what you'll be required to sign at your first closing and other answers to readers questions. More
If your child is under 18 and gets a credit card in the mail, you may not be liable for the balance. More
You can get a tax credit up to $1,500 to replace your central air conditioner.  More
Figure out if bankruptcy is the right path for you to wipe out your debt. Play
Discount retailers like Wal-Mart and Costco often sell cheap gas to attract shoppers. Play
Short-term-bond funds have higher returns than money markets, but they're riskier. More
Saving for your retirement is risky, and it pays to vet your adviser's approach with another professional. More
Consider the impact of a parent loan on your ability to borrow for other things. More
CNN's Gerri Willis and her panel offer advice about old debt, mortgage modification and intellectual capital. More
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Home Rich
Gerri Willis is the anchor of CNN's weekend business program, Your Bottom Line, and serves as the personal finance editor for CNN Business News. Her monthly column, "Home Economics," appears in Money magazine. She is also author of "Home Rich" published by Random House.
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