BMO Target Retirement 2045 Fund Class Y (BRTMX)

Net Asset Value
1 Day
Overall Morningstar Rating
Target-date 2045
Style or Category
No Load
Sales Expenses
Expense Ratio
Above Average
Morningstar Risk Rating™
Investment Objective The investment seeks to achieve growth- income- and conservation of capital to varying degrees depending on its proximity to its target date. The managers will attempt to achieve its investment objectives by investing primarily in other BMO mutual funds representing a variety of asset classes according to an asset allocation strategy developed by the Adviser. The fund is designed for an investor who expects to retire in or around the year 2045 at age 67 and who plans to withdraw the value of the investor's account in the fund gradually after retirement. The target date is the year that an investor likely would stop making new investments in the fund.


1 month+1.07% 3 years+7.28%
3 months+0.33% 5 years--
1 year+11.75% Since inception+7.43%
Data through --

Peer Comparisonvs. Target-date 2045

Performance 5-yr return--+8.89%
Expense ratio2.42%0.82%
Risk 5 year sharpe ratio--0.92
Net assets$8.9M$1.6B
Average market cap$63.4B$42.4B
Average P/E19.217.6
Portfolio turnover31%31%

There are thousands of mutual funds to choose from. Get Money Magazine’s picks in all major categories.

Fund Management and Purchase Info

Fund familyBMO Funds
Fund manager & tenureJon Adams / 2 Years
Minimal initial investment$1,000.00
Minimum IRA investment--


U.S. stock60.17%
International stock28.97%
Fixed income6.84%
Top 5 Sectors
Portfolio weighting
Business service --
Consumer goods --
Consumer service --
Energy --
Financial service --
Top 10 Holdings
Portfolio weighting
VINIX Vanguard Institutional Index Fund Institutional Shares13.88%
BLCRX BMO Large-Cap Value Fund Class R66.30%
BISGX BMO Pyrford International Stock Fund Class R66.20%
MIEMX BMO LGM Emerging Markets Equity Fund Class I5.86%
HNINX Harbor International Fund Retirement Class5.52%
PRUFX T. Rowe Price Growth Stock Fund I Class5.47%
HNACX Harbor Capital Appreciation Fund Retirement Class5.47%
DODFX Dodge & Cox International Stock Fund4.98%
VMCIX Vanguard Mid-Cap Index Fund Institutional Shares4.49%
MLVEX BMO Low Volatility Equity Fund Class I4.00%