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Emerald Banking and Finance Fund Investor Class (FFBFX)

Net Asset Value
1 Day
Overall Morningstar Rating
Style or Category
No Load
Sales Expenses
Expense Ratio
Above Average
Morningstar Risk Rating™
Investment Objective The investment seeks long-term growth through capital appreciation; income is a secondary objective. The fund has adopted an investment policy that it will- under normal conditions- invest at least 80% of the value of its assets (net assets plus the amount of any borrowings for investment purposes) in stocks (both common and preferred) of companies principally engaged in the banking or financial services industries. It will usually emphasize small or medium market capitalization companies: those with a market capitalization of less than $1.5 billion.


1 month+3.48% 3 years+21.58%
3 months+7.02% 5 years+20.72%
1 year+17.54% Since inception+15.18%
Data through --

Peer Comparisonvs. Financial

Performance 5-yr return+20.72%+15.47%
Expense ratio1.48%1.73%
Risk 5 year sharpe ratio1.311.08
Net assets$523.1M$471.0M
Average market cap$691.0M$3.3B
Average P/E21.78.9
Portfolio turnover36%36%

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Fund Management and Purchase Info

Fund familyEmerald
Fund manager & tenureKenneth Mertz / 20 Years
Minimal initial investment$2,000.00
Minimum IRA investment--


U.S. stock93.85%
Fixed income1.94%
International stock0.64%
Top 5 Sectors
Portfolio weighting
Financial service 97.99%
Business service 0.00%
Consumer goods 0.00%
Consumer service 0.00%
Energy 0.00%
Top 10 Holdings
Portfolio weighting
TREE LendingTree Inc3.89%
CASH Meta Financial Group Inc2.34%
EGBN Eagle Bancorp Inc2.15%
FFWM First Foundation Inc2.14%
SFBS ServisFirst Bancshares Inc2.09%
ABCB Ameris Bancorp1.98%
FCB FCB Financial Holdings Inc1.96%
PPBI Pacific Premier Bancorp Inc1.95%
CSFL Centerstate Bank Corp1.95%
NCOM National Commerce Corp1.92%