MainStay Retirement 2050 Fund Class I (MSRMX)

Net Asset Value
1 Day
Overall Morningstar Rating
Target-date 2050
Style or Category
No Load
Sales Expenses
Expense Ratio
Above Average
Morningstar Risk Rating™
Investment Objective The investment seeks to maximize total return over time consistent with its current investment allocation. The fund is a "fund of funds-" meaning that it seeks to achieve its investment objective by investing primarily in mutual funds and ETFs managed by New York Life Investments or its affiliates. It seeks to achieve its investment objective by normally investing approximately 12% (within a range of 2% to 22%) of its assets in underlying fixed-income funds and approximately 88% (within a range of 78% to 98%) of its assets in underlying equity funds.


1 month+0.12% 3 years+7.36%
3 months+3.22% 5 years+10.27%
1 year+12.50% Since inception+5.78%
Data through --

Peer Comparisonvs. Target-date 2050

Performance 5-yr return+10.27%+8.91%
Expense ratio1.12%0.85%
Risk 5 year sharpe ratio0.950.92
Net assets$125.3M$1.2B
Average market cap$32.2B$40.1B
Average P/E18.217.6
Portfolio turnover48%48%

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Fund Management and Purchase Info

Fund familyMainStay
Fund manager & tenureJonathan Swaney / 10 Years
Minimal initial investment$5,000,000.00
Minimum IRA investment--


U.S. stock65.27%
International stock27.96%
Fixed income3.27%
Top 5 Sectors
Portfolio weighting
Financial service 17.93%
Industrial materials 13.84%
Energy 11.98%
Healthcare 10.69%
Consumer goods 10.15%
Top 10 Holdings
Portfolio weighting
MLRSX MainStay Large Cap Growth Fund Class R69.83%
MAWDX MainStay Epoch U.S. All Cap Fund Class R67.81%
ICEUX MainStay Epoch International Choice Fund Class I7.64%
MSOIX MainStay MacKay Common Stock Fund Class I6.73%
MATIX MainStay Epoch U.S. All Cap Fund Class I6.51%
CLRG IQ Chaikin U.S. Large Cap ETF6.50%
CSML IQ Chaikin U.S. Small Cap ETF6.04%
EPLDX MainStay Epoch U.S. Equity Yield Fund Class R65.21%
MUBFX MainStay MAP Equity Fund Class I5.12%
EPLCX MainStay Epoch U.S. Equity Yield Fund Class I5.05%