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Bay Bancorp, Inc. operates as a holding company. The company, through its subsidiary, Carrollton Bank, which provides commercial and consumer banking products and services to individuals, businesses, professionals and governments. It offers commercial loans for businesses, commercial and residential real estate loans, consumer loans and loans guaranteed by the United States Small Business Administration. The company also provides a wide range of financial services for personal and business banking customers, including a variety of checking accounts, competitive rates on certificates of deposit and savings accounts, commercial lending, free nationwide ATMs with the MoneyPass symbol, mortgages, investment services and 24-hour internet and telephone banking. Bay Bancorp was founded on January 11, 1990 and is headquartered in Lutherville, MD.
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