Elmira Savings Bank (NASDAQ:ESBK)

20.41
Delayed Data
As of 1:06pm ET
 -0.237 / -1.15%
Today’s Change
18.90
Today|||52-Week Range
21.75
-0.18%
Year-to-Date
SECTOR
Finance
INDUSTRY
Savings Banks
MARKET CAP
$68.3M

Company Description

Elmira Savings Bank engages in the provision of banking and mortgage services to individual and commercial customers. It operates through the following segments: Real Estate Loan, Commercial Loan, Consumer, and Installment loan. The Real Estate Loan segment is further disaggregated into three classes. Residential real estate loans are amortizing term loans, primarily first liens. Commercial real estate loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, generally have a greater risk profile than residential real estate loans. Construction loans are generally made to individuals for the acquisition of and/or construction on a lot or lots on which a residential dwelling is to be built. The Commercial Loan segment consists of loans made for the purpose of financing the activities of commercial customers. The Consumer segment is further disaggregated into three classes. The Installment Loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts. Home equity loans consist of amortizing term loans or lines of credit which are generally secured by second liens on residential real estate. The company was founded in 1869 and is headquartered in Elmira, NY.

Contact Information

Elmira Savings Bank
333 East Water Street
Elmira New York 14902-9967
P:(607) 734-3374
Investor Relations:
(607) 735-8660

Employees

Shareholders

Other institutional12.56%
Mutual fund holders1.97%
Individual stakeholders--

Top Executives

Thomas M. CarrPresident, Chief Executive Officer & Director
Margaret A. PhillipsVice President-Operations
Jason T. SanfordChief Financial Officer & Senior VP-Finance
Joseph L. WalkerVice President-Management Information Systems
John J. StempinVice President & Controller