McGraw Hill Financial, Inc. is a content and analytics provider serving the capital, commodities and commercial markets. The capital markets include asset managers, banks, exchanges, issuers and financial advisors; the commodities markets include producers, traders and intermediaries within energy, metals, and agriculture; and the commercial markets include professionals and corporate executives within automotive, construction, aerospace and defense, and marketing and research information services. It operates through four reportable segments: Standard & Poor's Ratings, S&P Capital IQ, S&P Dow Jones Indices, and Commodities & Commercial. The Standard & Poor's Ratings segment provides credit ratings, offering investors and market participants with information and independent ratings benchmarks. The S&P Capital IQ segment is a global provider of digital and traditional financial research and analytical tools, which integrate cross-asset analytics and desktop services. The S&P Dow Jones Indices segment is a global index provider that maintains a wide variety of valuation and index benchmarks for investment advisors, wealth managers and institutional investors. The Commodities & Commercial segment consists of business-to-business companies specializing in commercial and commodities markets that deliver their customers access to high-value information, data, analytic services and pricing benchmarks. The company was founded by James H. McGraw and John A. Hill in 1888 and is headquartered in New York, NY.