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Pathfinder Bancorp, Inc.. The Group's principal activity is to provide financial services. It accepts deposits from the general public and invests such deposits, together with other sources of funds, in loans secured by one- to four-family residential real estate and commercial real estate. The Group's deposit base is drawn from seven full-service offices. The deposit base consists of demand deposits, money management and money market deposit accounts, savings and time deposits. It offers wide range of deposits including noninterest-bearing demand accounts, NOW accounts, passbook and club accounts, money management deposits accounts, term certificate accounts, time deposits and individual retirement accounts. It also provides mortgage, commercial and consumer loans and invests a portion of its assets in securities issued by the United States Government, state and municipal obligations, corporate debt securities, mutual funds and equity securities. It operates in the United States.
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