Royal Bank of Scotland Group PLC (NYSE:RBS)

Royal Bank of Scotland Group Plc operates as an international banking and financial services company that provides a wide range of products and services to personal, commercial, and large corporate and institutional customers through its two principal subsidiaries: The Royal Bank of Scotland Plc and National Westminster Bank Plc as well as through a number of other well-known brands including Citizens, Charter One, Ulster Bank, Coutts, Direct Line and Churchill. Its business divisions include: UK Retail, UK Corporate, Wealth, Global Transaction Services, Ulster Bank, U.S. Retail & Commercial, Global Banking & Markets, RBS Insurance, Central Functions, Non-Core division and Business Services. The UK Retail division offers a comprehensive range of banking products and related financial services to the personal market. The UK Corporate division provides banking, finance and risk management services to the corporate and small and medium-sized enterprise sector in the United Kingdom. It offers a range of banking products and related financial services through a nationwide network of relationship managers, and also through telephone and internet channels. The Wealth division provides private banking and investment services in the United Kingdom through Coutts & Co. and Adam & Co, offshore banking through RBS International, NatWest Offshore and Isle of Man Bank, and international private banking through Coutts & Co. Ltd. The Global Transaction Services division provides cash and liquidity management, trade finance and commercial card products and services. The Ulster Bank division provides a comprehensive range of financial services. The U.S. Retail & Commercial division provides financial services primarily through the Citizens and Charter One brands. The Global Banking & Markets division provides extensive range of debt and equity financing, risk management and investment services. The RBS Insurance division provides a wide range of general insurance products to consumers through a number of well known brands including: Direct Line, Churchill and Privilege. It also provides insurance services for third party brands through its UKI Partnerships business. The Central Functions division comprises group and corporate functions, such as treasury, funding and finance, risk management, legal, communications and human resources. The Non-Core division contains a range of businesses and asset portfolios. The Business Services division supports the customer-facing businesses and provides operational technology, customer support in telephony, account management, lending and money transmission, global purchasing, property and other services. Royal Bank of Scotland Group was founded on March 25, 1968 and is headquartered in Edinburgh, the United Kingdom.