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USAA Cornerstone Moderate Fund (USBSX)

Net Asset Value
1 Day
Overall Morningstar Rating
Moderate allocation
Style or Category
No Load
Sales Expenses
Expense Ratio
Below Average
Morningstar Risk Rating™
Investment Objective The investment seeks high total return. The fund invests in equity securities, bonds, money market instruments and other instruments. It will have a target asset class allocation of approximately 50% equity securities and 50% fixed-income securities. The implementation of the asset allocation may involve the extensive use of equity and fixed-income exchange-traded funds (ETFs). The fund also may invest in fixed-income securities that are investment grade and below investment grade.


1 month-1.16% 3 years+4.73%
3 months+3.09% 5 years+5.06%
1 year-3.18% Since inception+6.21%
Data through --

Peer Comparisonvs. Moderate allocation

Performance 5-yr return+5.06%+7.33%
Expense ratio1.23%1.25%
Risk 5 year sharpe ratio0.730.94
Net assets$1.1B$2.7B
Average market cap$35.8B$45.3B
Average P/E16.618.0
Portfolio turnover44%44%

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Fund Management and Purchase Info

Fund familyUSAA
Fund manager & tenureArnold Espe / 11 Years
Minimal initial investment$1,000.00
Minimum IRA investment$1,000.00


Fixed income42.36%
U.S. stock27.88%
International stock21.45%
Top 5 Sectors
Portfolio weighting
Financial service 18.69%
Industrial materials 13.56%
Consumer goods 11.63%
Healthcare 11.44%
Energy 10.09%
Top 10 Holdings
Portfolio weighting
IEFA iShares Core MSCI EAFE ETF5.12%
EFA iShares MSCI EAFE ETF4.81%
-- 4.79%
IVV iShares Core S&P 500 ETF4.57%
-- 3.86%
IEMG iShares Core MSCI Emerging Markets ETF2.05%
VGK Vanguard FTSE Europe Index Fund ETF Shares1.65%
VO Vanguard Mid-Cap Index Fund ETF Shares1.25%
TLT iShares 20+ Year Treasury Bond ETF1.25%
VBR Vanguard Small-Cap Value Index Fund ETF Shares1.19%