USAA Cornerstone Moderate Fund (USBSX)

Net Asset Value
1 Day
Overall Morningstar Rating
Allocation--30% to 50% equity
Style or Category
No Load
Sales Expenses
Expense Ratio
Morningstar Risk Rating™
Investment Objective The investment seeks high total return. The fund invests in equity securities- bonds- money market instruments- and other instruments including derivatives. It has a target asset class allocation of approximately 50% equity securities and 50% fixed-income securities. The implementation of the asset allocation may involve the extensive use of equity and fixed-income exchange-traded funds (ETFs). The fund also may invest in investment-grade and below-investment-grade ("junk" or high-yield) fixed-income securities.


1 month0.00% 3 years+3.95%
3 months+0.35% 5 years+4.79%
1 year+8.87% Since inception+6.19%
Data through --

Peer Comparisonvs. Allocation--30% to 50% equity

Performance 5-yr return+4.79%+5.69%
Expense ratio1.14%1.16%
Risk 5 year sharpe ratio0.820.94
Net assets$1.2B$2.1B
Average market cap$34.0B$61.5B
Average P/E18.119.8
Portfolio turnover66%66%

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Fund Management and Purchase Info

Fund familyUSAA
Fund manager & tenureArnold Espe / 14 Years
Minimal initial investment$500.00
Minimum IRA investment--


Fixed income49.69%
International stock27.16%
U.S. stock20.39%
Top 5 Sectors
Portfolio weighting
Financial service 18.69%
Industrial materials 13.56%
Consumer goods 11.63%
Healthcare 11.44%
Energy 10.09%
Top 10 Holdings
Portfolio weighting
VCSH Vanguard Short-Term Corporate Bond Index Fund ETF Shares5.63%
-- 3.68%
FNDF Schwab Fundamental International Large Company Index ETF3.56%
-- 3.44%
-- 3.11%
VEA Vanguard FTSE Developed Markets Index Fund ETF Shares2.98%
BND Vanguard Total Bond Market Index Fund ETF Shares2.96%
-- 2.60%
-- 2.59%
IEFA iShares Core MSCI EAFE ETF2.38%