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USAA Cornerstone Moderate Fund (USBSX)

Net Asset Value
1 Day
Overall Morningstar Rating
Allocation--50% to 70% equity
Style or Category
No Load
Sales Expenses
Expense Ratio
Morningstar Risk Rating™
Investment Objective The investment seeks high total return. The fund invests in equity securities, bonds, money market instruments and other instruments. It will have a target asset class allocation of approximately 50% equity securities and 50% fixed-income securities. The implementation of the asset allocation may involve the extensive use of equity and fixed-income exchange-traded funds (ETFs). The fund also may invest in fixed-income securities that are investment grade and below investment grade.


1 month+3.15% 3 years+3.62%
3 months+3.90% 5 years+4.26%
1 year+0.27% Since inception+6.01%
Data through --

Peer Comparisonvs. Allocation--50% to 70% equity

Performance 5-yr return+4.26%+6.14%
Expense ratio1.23%1.20%
Risk 5 year sharpe ratio0.480.75
Net assets$1.1B$2.6B
Average market cap$37.4B$46.9B
Average P/E15.118.6
Portfolio turnover44%44%

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Fund Management and Purchase Info

Fund familyUSAA
Fund manager & tenureArnold Espe / 12 Years
Minimal initial investment$1,000.00
Minimum IRA investment--


Fixed income45.21%
U.S. stock23.17%
International stock20.26%
Top 5 Sectors
Portfolio weighting
Financial service 18.69%
Industrial materials 13.56%
Consumer goods 11.63%
Healthcare 11.44%
Energy 10.09%
Top 10 Holdings
Portfolio weighting
-- 5.46%
IEFA iShares Core MSCI EAFE ETF5.05%
-- 4.37%
BND Vanguard Total Bond Market Index Fund ETF Shares2.31%
EFA iShares MSCI EAFE ETF2.10%
IEMG iShares Core MSCI Emerging Markets ETF1.88%
-- 1.86%
-- 1.65%
VGK Vanguard FTSE Europe Index Fund ETF Shares1.55%
EFAV iShares Edge MSCI Min Vol EAFE ETF1.48%

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