USAA Cornerstone Moderate Fund (USBSX)

Net Asset Value
1 Day
Overall Morningstar Rating
Moderate allocation
Style or Category
No Load
Sales Expenses
Expense Ratio
Morningstar Risk Rating™
Investment Objective The investment seeks high total return. The fund invests in equity securities, bonds, money market instruments and other instruments. It will have a target asset class allocation of approximately 50% equity securities and 50% fixed-income securities. The implementation of the asset allocation may involve the extensive use of equity and fixed-income exchange-traded funds (ETFs). The fund may invest in investment-grade and below-investment grade securities.


1 month-2.00% 3 years+8.74%
3 months-2.71% 5 years+7.36%
1 year+4.39% Since inception+6.65%
Data through --

Peer Comparisonvs. Moderate allocation

Performance 5-yr return+7.36%+9.75%
Expense ratio1.33%1.29%
Risk 5 year sharpe ratio1.021.09
Net assets$1.1B$2.9B
Average market cap$29.2B$45.8B
Average P/E16.817.8
Portfolio turnover46%46%

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Fund Management and Purchase Info

Fund familyUSAA
Fund manager & tenureArnold Espe / 10 Years
Minimal initial investment$1,000.00
Minimum IRA investment$1,000.00


Fixed income38.88%
U.S. stock26.56%
International stock24.23%
Top 5 Sectors
Portfolio weighting
Financial service 18.69%
Industrial materials 13.56%
Consumer goods 11.63%
Healthcare 11.44%
Energy 10.09%
Top 10 Holdings
Portfolio weighting
EFA iShares MSCI EAFE7.51%
IEMG iShares Core MSCI Emerging Markets4.16%
EWG iShares MSCI Germany4.15%
IEFA iShares Core MSCI EAFE4.00%
IJH iShares Core S&P Mid-Cap3.55%
-- US Treasury Note 2.75%3.08%
-- US Treasury Note 1.75%2.77%
IJR iShares Core S&P Small-Cap2.52%
GILD Gilead Sciences Inc1.00%
-- US Treasury Note 2.5%1.00%

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