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USAA Cornerstone Moderate Fund (USBSX)

Net Asset Value
1 Day
Overall Morningstar Rating
Moderate allocation
Style or Category
No Load
Sales Expenses
Expense Ratio
Below Average
Morningstar Risk Rating™
Investment Objective The investment seeks high total return. The fund invests in equity securities, bonds, money market instruments and other instruments. It will have a target asset class allocation of approximately 50% equity securities and 50% fixed-income securities. The implementation of the asset allocation may involve the extensive use of equity and fixed-income exchange-traded funds (ETFs). The fund also may invest in fixed-income securities that are investment grade and below investment grade.


1 month+1.38% 3 years+4.17%
3 months-3.56% 5 years+5.23%
1 year-2.30% Since inception+6.05%
Data through --

Peer Comparisonvs. Moderate allocation

Performance 5-yr return+5.23%+7.33%
Expense ratio1.23%1.25%
Risk 5 year sharpe ratio0.710.91
Net assets$1.1B$2.7B
Average market cap$38.4B$46.1B
Average P/E18.418.3
Portfolio turnover44%44%

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Fund Management and Purchase Info

Fund familyUSAA
Fund manager & tenureArnold Espe / 11 Years
Minimal initial investment$1,000.00
Minimum IRA investment$1,000.00


Fixed income41.53%
U.S. stock26.71%
International stock23.10%
Top 5 Sectors
Portfolio weighting
Financial service 18.69%
Industrial materials 13.56%
Consumer goods 11.63%
Healthcare 11.44%
Energy 10.09%
Top 10 Holdings
Portfolio weighting
EFA iShares MSCI EAFE ETF5.74%
IEFA iShares Core MSCI EAFE ETF5.28%
-- 4.55%
IVV iShares Core S&P 500 ETF4.01%
-- 2.79%
EWG iShares MSCI Germany ETF2.45%
IEMG iShares Core MSCI Emerging Markets ETF2.35%
IJH iShares Core S&P Mid-Cap ETF1.88%
IEF iShares 7-10 Year Treasury Bond ETF1.78%
-- 1.04%

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