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Will pensions and Social Security be enough?

Unfortunately, probably not. When you run the numbers, you should definitely factor in other sources of income in retirement, including Social Security and a traditional pension, if you're lucky enough to have one. But your personal savings will have to generate enough income to cover the shortfall.

You can check your estimated Social Security benefits by using the government's Social Security Online calculators. Current or former employers can provide estimates of any pension benefits you might receive when you retire.

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