Where can I purchase individual health coverage?
- When I retire, can I keep the health plan I have now?
- What is COBRA?
- What if I retire and have no health plan?
- How much will health insurance cost me in retirement?
- Where can I purchase individual health coverage?
- Does my spouse need a separate policy when I retire?
- What if I can't get individual coverage?
- How can I keep my health costs down in retirement?
- Where should I put my health care savings?
- How does a Health Savings Account (HSA) work?
- Who can participate in an HSA?
- What is Medicare?
- Who pays for Medicare?
- What is Medicare Part A?
- What is Medicare Part B?
- What is Medicare Part C?
- What is Medicare Part D?
- What is Medigap insurance?
- Which Medigap policy should I buy?
- What is Medicaid?
- What does Medicaid cover?
Start your shopping at a Web site such as EHealthInsurance.com - but keep in mind that the rates you'll be quoted apply to only the healthiest applicants. That's why an independent insurance agent can be helpful in finding the best insurer (and deal) for your circumstances. Go to the Web site of the National Association of Health Underwriters for a directory of such agents.
To keep your premiums affordable, your best bet may be a high-deductible insurance plan coupled with a Health Savings Account (HSA). While you'll be on the hook for, say, the first $5,000 in expenses annually, you'll be protected from big-ticket disasters.
