Interest rates have dropped to historic lows. With this in mind, you may want to consider federal student loan consolidation. It's often easier to repay several loans if you consolidate them into a single loan and have only one payment to make each month.
The following federal loan programs are eligible for consolidation:
Subsidized Federal Stafford LoansUnsubsidized Federal Stafford LoansFederal Direct Student LoansFederal Perkins (formerly NDSL)Health Professional Student LoansFISLFederal Parent Loan for Undergraduate Students (PLUS)Federal Consolidation LoansNursing Student LoansFederal Supplemental Loans for Students
By consolidating now, you can lock in a low fixed interest rate and lower your monthly payment by as much as 58%. AES can further reduce your interest rate:
By 0.25% when you sign up for electronic funds transfer;By 1% after you make 36 consecutive on-time payments.
AES can help save you even more. . .with the AES/Upromise program. All you have to do is join Upromise, at no charge, online at upromise.com/aes and spend a few minutes learning all the ways you can save. You can use the savings that accumulate from your everyday purchases to help repay your AES loan. We've already helped AES borrowers save over $1,084,670.88 toward their student loans.
AES does not charge an application fee and does not require a credit check to consolidate your student loans, although we use your personal information to research your student loan history.
Applying is easy. . .you can apply online at aesloans.com or contact us at 866-803-3706 to begin the process. Our online application transmits all information safely and securely through state-of-the-art 128 bit SSL (secure socket layer) encryption.
For more information, please contact us at 866-803-3706 or by email at consolidate@aessuccess.org; we'll provide you with the information you need to decide if consolidation is right for you.
|
Back to the
