Fixed-Rate Mortgages
|
| Average Conventional 30-Year Commitment Rate
| Fees & Points | Average Conventional 15-Year Commitment Rate
| Fees & Points |
U.S. | 7.85
| 1.0 | 7.45
| 1.0 |
Northeast | 7.77
| 1.1 | 7.40
| 1.1 |
Southeast | 7.89
| 1.0 | 7.49
| 1.0 |
North Central | 7.90
| 0.8 | 7.48
| 0.8 |
Southwest | 7.88
| 1.0 | 7.46
| 1.0 |
West | 7.84
| 1.2 | 7.43
| 1.1 |
One-Year Adjustable-Rate Mortgages
|
| Commitment Rate | Fees & Points
| Margin |
U.S. | 6.31
| 1.1 | 2.79
|
Northeast | 6.11
| 1.2 | 2.80
|
Southeast | 6.18
| 1.2 | 2.78
|
North Central | 6.50
| 0.9 | 2.80
|
Southwest | 6.42
| 0.9 | 2.77
|
West | 6.35
| 1.2 | 2.78
|
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