| Fixed-Rate Mortgages
|
|---|
| Average Conventional 30-Year Commitment Rate
| Fees & Points | Average Conventional 15-Year Commitment Rate
| Fees & Points |
|---|
| U.S. | 7.93
| 1.0 | 7.53
| 1.0 |
|---|
| Northeast | 7.86
| 1.1 | 7.46
| 1.1 |
|---|
| Southeast | 7.94
| 1.0 | 7.55
| 1.0 |
|---|
| North Central | 7.97
| 0.9 | 7.57
| 0.9 |
|---|
| Southwest | 7.93
| 1.0 | 7.54
| 1.0 |
|---|
| West | 7.95
| 1.0 | 7.53
| 1.0 |
|---|
| One-Year Adjustable-Rate Mortgages
|
|---|
| Commitment Rate | Fees & Points
| Margin |
|---|
| U.S. | 6.30
| 1.1 | 2.79
|
|---|
| Northeast | 6.08
| 1.2 | 2.79
|
|---|
| Southeast | 6.11
| 1.2 | 2.78
|
|---|
| North Central | 6.45
| 1.0 | 2.80
|
|---|
| Southwest | 6.43
| 1.0 | 2.77
|
|---|
| West | 6.42
| 1.1 | 2.78
|
|---|
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