Where to find stimulus jobs

Gerri answers viewers questions on credit card debt, collection agencies, and finding employment.

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By Gerri Willis, CNN personal finance editor

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For more information on managing your largest investment, check out Gerri Willis' 'Home Rich,' now in bookstores.

NEW YORK (CNN) -- QUESTION 1: I have a friend whose husband just died and she has found credit cards that he has in his name only. They total about 15,000.00. She is afraid that this extra debt could make her file bankruptcy. Is she responsible for debt in his name only? -- Cheryl

No, she's not liable for the debt since the credit cards were not jointly owned, but the credit card companies (or company) could go after his estate for payment says John Ulzheimer of Credit.com.

You might start getting collection calls. Be careful what you tell them because anything you say can be used to collect the debt. Tell them he's passed away and nothing more.

QUESTION 2: I often get calls from debt collectors but I know I'm not behind on any bills. They are probably looking for someone else. It concerns me there might be a mistake on my credit report. What is the best way to check it? -- Paul

You are entitled to a free credit report from all three bureaus once a year. Go to annualcreditreport.com.

If you spot an error, make sure you let the credit bureau know. In the meantime, if you don't think you owe these debts, make sure you write a letter to the debt collector telling them it's a mistake. They are required to send you proof of your debt.

QUESTION 3: I just wanted to know how to search for stimulus jobs. -- Todd, New York

The stimulus plan that was signed back in February was intended to create over three million jobs. And if you're looking for one of these jobs, here's where you have to look: Construction -- where you'll find most of the jobs.

Health care and information technology are also fields that are poised to grow as medical records and recording keeping go digital.

And finally, if you work in manufacturing, you may be able to make the switch to energy and green jobs. That area is ripe with stimulus job openings. Finding stimulus jobs is challenging since it's tough to know what companies are getting bids. But make sure to follow the news and read up on small business in your area.

-- CNN's Jen Haley contributed to this article. To top of page

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