Employees pay more out of pocket for health care

Why healthcare is so expensive
Why healthcare is so expensive

If it feels like you're paying more for health care, it's because you are.

In 2015, employees will pay 55% more for health insurance premiums and out-of-pocket medical bills than they did in 2010, according to a report Thursday from human resources company Aon Hewitt.

The average worker with employer-sponsored health insurance will pay about $2,664, or nearly 24% of the total cost of their plan next year. Five years ago, employees paid $1,835, which worked out to 22.3% of the total premium payment.

What's more, employees will pay an average of $2,487 in out-of-pocket costs, such as copayments, coinsurance and deductibles next year. That's nearly double what employees paid in 2009, when those costs amounted to $1,276.

Related: Paying thousands before health insurance even kicks in

The increase comes after a period in which the weak economy kept insurance costs from rising too much. But with the job market now improving, employees are spending more on health care and other "discretionary items," said Tim Nimmer, chief health care actuary at Aon Hewit.

Related: Obamacare enrollment unlikely to meet 2015 goal

Overall, average health care costs are expected to rise to $11,304 per employee in 2015, up 5.5% from $10,717 in 2014.

The figures are based on data from 561 large U.S. companies with 13 million insured employees.

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