Best places to buy an affordable vacation home

The housing bubble popped painfully in many popular second-home areas - including these. Median values fell 10% to 20% in the past year alone and are expected to bottom in the next 12 months.

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Borrego Springs, Calif.
Median home: $236,000

What it's like: This desert community near San Diego sits in the middle of 600,000-acre Anza-Borrego State Park, with hundreds of miles of trails for hiking, biking, and horseback riding.

Check out: The De Anza Country Club and the gated Montesoro development, which have the most deluxe homes.
NEXT: Cripple Creek, Colo.
Last updated April 17 2009: 9:04 AM ET
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