25 Best Places to Retire

Your post-work years are a time to improve your golf game, take up a new hobby, or just enjoy a well-deserved break. In these great college towns, you can expand your intellectual horizons too.

23 of 25
23. Duluth, MN
Duluth, MN
Population: 84,284
% over 50: 34%
Median home price: $139,850
State income tax: 7.85%*
Where to take classes: Univ. of Minnesota - Duluth

We're not going to lie. Winter in northern Minnesota can get mighty cold. Fortunately, there are many diversions to ward off cabin fever: exhibits at the Duluth Art Institute, performances by the Duluth Superior Symphony Orchestra, the country's only all-freshwater aquarium, and continuing education classes through the University of Minnesota. Plus, you may actually relish the winters here thanks to an abundance of cross-country ski trails and a downhill ski resort on the outskirts of town.

When spring hits, festivals, farmers markets and outdoor concerts all come into full swing -- more than making up for the city's sometimes single-digit temperatures during the rest of the year. Duluth's location on Lake Superior's eastern shore makes it a fantastic base camp for exploring the largest freshwater lake in the world (plus a seven-mile natural sandbar) or meandering along the North Shore Scenic Drive. Plus, the Boundary Waters Canoe Area Wilderness is just an hour away. 

See complete data and interactive map for Duluth

NEXT: Davis, CA

Last updated October 06 2010: 4:55 PM ET
* top bracket

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