5 things to do in the new year

Now is the time to sort through your to-do list and prioritize getting your health and finances in order for 2011.

1 of 5
Shop for a no-fee checking account
Shop for a no-fee checking account
New regulations have reined in the profits that banks can make from penalty fees. So banks are looking to replace that revenue by tacking on charges for checking accounts and boosting minimum balance requirements.

Chances are you can escape the new fees if you're willing to jump through a few hoops. Bank of America, for example, will waive its $9 monthly charge if you direct-deposit your paycheck or maintain an average balance of at least $1,500; Citibank drops its $8 fee if you complete five "qualifying" transactions each month (such as using your debit card and making ATM withdrawals).

Can't find your way out of fee land? Shop around for free checking offers at community banks and credit unions (go to findacreditunion.com or findabetterbank.com).

NEXT: Save your raise
Last updated January 04 2011: 4:45 PM ET
Top picks from top pros They racked up some of the best fund returns of the Lost Decade by buying quality. Here's where they see opportunity now. More
5 families, 5 makeoversAll survived the stock market's trial by fire, yet fears of getting burned again linger. We help them meet their goals. More
The young and the riskless Investors under age 35 are shunning stocks in stunning numbers. Their biggest risk: dying broke. More
  • Find Homes for sale
    Real estate and homes for sale on Trulia

  • Property Type
  • Find a home in:
  • New York | Atlanta | Chicago | Los Angeles
  • Washington D.C | Houston | Philadelphia | More options
Special Offer

Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: © 2018 Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. 2018. All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2018 and/or its affiliates.